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SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth
★★★★★ monitor_heart Health Score: 47/100 · WeakSBI Mutual Fund · Solution Oriented · Retirement Fund
₹16.2
AUM: ₹251 Cr
NAV updated about 2 months ago
Plan
Direct
Option
Growth
Risk
—
Expense Ratio
1.19%
Exit Load
Nil
Fund Manager
Dinesh Ahuja
Inception
Feb 2021
Benchmark
CRISIL Hybrid 65+35 Conservative Index
Sharpe Ratio
-1.18
Std Dev (1Y)
6.3%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.89%
3m
+0.94%
6m
-1.26%
1y
-1.14%
3y
+7.44%
5y
+8.42%
10y
—
since inception
+8.97%
rate_review TopFund's Take on SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth lags behind most of its peers in the Retirement Fund category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 47/100.
Cost: At 1.19%, the expense ratio runs 24% above the Retirement Fund category average of 0.96%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.18 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 6.3% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Solution Oriented fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth
The current NAV (Net Asset Value) of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth is ₹16.2. NAV is updated every business day after market close by AMFI.
1Y: -1.14% · 3Y CAGR: 7.44% · 5Y CAGR: 8.42%
The expense ratio is 1.19% per annum — the annual fee deducted from your investment to cover fund management costs.
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth is managed by Dinesh Ahuja at SBI Mutual Fund.
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth is a moderate risk fund. Suitable for investors with a moderate risk appetite.
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth is a Retirement Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan - Growth is ₹252 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.