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AI Stock Picks
One number. 10-15 real, live-priced stocks — quality-screened on fundamentals, sized in whole shares to your exact amount. The AI explains the picks; it never invents them.
Generating your stock picks…
Screening NSE stocks by market cap and data coverage…
Usually takes a few seconds — real fundamentals and live prices take a moment to screen.
100% of your amount goes into individual stocks — no funds, gold, or debt in this plan.
Quick Summary
- TopFund's AI Stock Picks turns a single number — how much you want to invest — into 10-15 real NSE stocks.
- Each stock is individually screened on an 11-category fundamentals score: financial strength, growth, valuation, cash flow, corporate governance, momentum, institutional ownership, business quality, technical analysis, risk & volatility, and liquidity.
- Picks are sized in whole shares at today's live price and tagged for short/medium/long-term suitability, with real pros, cons, and wealth projections.
- Backed by real company fundamentals, not AI guesswork.
How it works
Step 1
Enter an Amount
The only input — how much you want to invest
Step 2
AI Screens Real Stocks
Live price + real fundamentals run through an 11-category scoring engine — nothing fabricated
Step 3
Get 10-15 Stock Picks
Whole-share sizing, holding-period tags, pros/cons, and wealth projections in seconds
The stock-picking checklist
Every stock is scored across 11 real categories before it can be recommended:
Financial Strength
Debt-to-equity, interest coverage, current & quick ratio
Growth
3Y/5Y revenue and EPS growth, TTM earnings momentum
Valuation
P/E vs. sector, P/B, PEG, price-to-sales, Graham fair value, dividend yield
Cash Flow
Operating cash flow margin, free cash flow quality, cash conversion cycle
Corporate Governance
Promoter holding level & trend, dividend consistency & payout
Momentum
13-week & 52-week price change, relative strength, 52-week range position
Institutional Ownership
FII/DII/mutual fund holding levels and trends
Business Quality
ROE, ROCE, net & operating margin, analyst consensus, leverage quality
Technical Analysis
RSI, MACD momentum, 50/200-day moving average trend, Bollinger Band position
Risk & Volatility
Beta, historical volatility, risk classification
Liquidity
Traded value and delivery percentage — how easily shares can be bought or sold
Stocks also need a minimum market cap and enough populated data to be scored fairly — thinly-covered names are excluded rather than given an inflated score from a tiny sample.
Real math first. AI explains it after.
Your amount is sized to whole shares at today's live price — no fractional shares, no rounding tricks.
Every stock is scored 0-100 across 11 real factor categories — filtered to exclude thin or low-quality data.
Every stock's score breakdown, pros, and cons are shown on your plan — nothing is a black box.
The AI only narrates the picks a Ruby engine already computed — it never invents a stock, a price, or a recommendation on its own.
Frequently Asked Questions
Are AI Stock Picks personalized investment advice?
No. It's TopFund's own AI-assisted analysis based on real, live price and fundamentals data — not advice from a SEBI-registered investment advisor. Consult one before making investment decisions.
Is it free?
Yes, completely free, and you don't need to create an account to use it.
How are the stocks picked?
A real, transparent screen: minimum market cap, minimum fundamentals-data coverage, and an 11-category quality score (financial strength, growth, valuation, cash flow, corporate governance, momentum, institutional ownership, business quality, technical analysis, risk & volatility, liquidity) computed from real company data — filtered to exclude thin or low-quality data, not guessed by AI. Each pick is then sized in whole shares at today's live price.
Why 10-15 stocks and not more or fewer?
Enough to diversify across sectors (capped per sector so one sector can't dominate) without spreading your amount so thin that whole-share investing becomes impossible.
What if I enter the same amount again in a few days?
You may get different picks or prices. Prices are live (refreshed every 5 minutes during market hours) and quality scores refresh as new company fundamentals arrive — every plan reflects today's numbers, not a stale snapshot.
Do I need to sign in to use it?
No — the whole flow and your generated plan work without an account. Signing up just lets you save it and revisit it later.
Does this replace mutual fund investing?
No. Individual stocks are higher-risk and higher-effort than diversified mutual funds — this tool is for investors who specifically want direct stock exposure, not a replacement recommendation over funds.
This is TopFund's own AI-assisted analysis, not personalized investment advice. Individual stocks carry higher risk than diversified mutual funds. Consult a SEBI-registered investment advisor before making investment decisions. Reviewed by TopFund Data Team · Last updated 28 September 2026.