Privacy Policy

1. Introduction

TopFund ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website topfund.in and use our services. Please read this policy carefully. By using our platform, you agree to the practices described herein.

2. Information We Collect

2.1 Personal Information

We may collect the following personal data:

• Name and email address (during registration)
• Payment information (processed securely via Stripe — we do not store card data)
• Phone number (optional, for 2FA)
• Profile preferences and settings

2.2 Usage Data

• Pages visited, features used, and search queries
• Device type, browser, and operating system
• IP address and approximate geographic location
• Referring website or source
• Time and duration of visits

2.3 Portfolio & Financial Data

If you use our Portfolio Tracker, we store the portfolio data (stocks, quantities, purchase prices) you voluntarily enter. This data is encrypted at rest and used solely to provide the portfolio analytics service.

3. How We Use Your Information

• To provide our services: Displaying personalized dashboards, watchlists, and AI analysis.
• To improve our platform: Analyzing usage patterns to enhance features.
• To send communications: Service updates, security alerts, and (with your consent) newsletters.
• To process payments: Managing subscriptions via our payment processor.
• To comply with law: Meeting legal obligations and responding to lawful requests.
• To display advertising: We participate in the Google AdSense program. Google may use cookies to serve ads based on your browsing history.

4. Advertising (Google AdSense)

TopFund uses Google AdSense, a third-party advertising service operated by Google LLC. AdSense uses cookies and web beacons to serve ads based on your prior visits to our website and other sites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet.

You may opt out of personalized advertising by visiting www.google.com/settings/ads or www.aboutads.info/choices/ . Our Privacy Policy does not apply to Google's data collection and use practices. Please review Google's Privacy Policy at policies.google.com/privacy .

5. Cookies

We use the following types of cookies:

You can disable non-essential cookies via your browser settings. Note that some features may not function correctly without cookies.

6. Data Sharing

We do not sell your personal data. We may share data with:

• Stripe — payment processing
• Google LLC — analytics, advertising (AdSense)
• OpenAI — AI analysis features (stock data, not PII)
• Sentry — error monitoring (anonymized)
• Authorities, when required by law

7. Your Rights

Under applicable law (including GDPR/PDPB), you have the right to:

• Access the personal data we hold about you
• Correct inaccurate data
• Request deletion of your data ("right to be forgotten")
• Opt out of marketing communications
• Data portability — receive your data in a machine-readable format

To exercise any right, contact us at privacy@topfund.in.

8. Data Security

We implement industry-standard security measures: HTTPS/TLS encryption in transit, AES-256 encryption at rest for sensitive fields, bcrypt password hashing, and regular security audits. Despite these measures, no internet transmission is 100% secure. We encourage strong, unique passwords and two-factor authentication.

9. Children's Privacy

Our service is not directed to individuals under 18 years of age. We do not knowingly collect personal data from minors. If you believe we have inadvertently collected such data, please contact us immediately.

10. Contact Us