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PPFAS Mutual Fund

Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 5/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 86/100 · Excellent

How this score is calculated

  • Star rating (35%)5/5
  • 3Y CAGR (30%)9.88%
  • Expense ratio (20%)0.32%
  • AUM (15%)₹3,473 Cr

Not investment advice — an analytical read of public fund data. Methodology →

PPFAS Mutual Fund · Hybrid · Conservative Hybrid

₹16.14

+0.0 (+0.0%)

AUM: ₹3,473 Cr

NAV updated 20 days ago

Plan

Direct

Option

Growth

Risk

High

Expense Ratio

0.32%

Exit Load

For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Fund Manager

Rajeev Thakkar

Inception

May 2021

Benchmark

CRISIL Hybrid 85+15 Conservative Index

Sharpe Ratio

-0.47

Std Dev (1Y)

2.63%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.33%

3m

+2.54%

6m

+2.22%

1y

+5.96%

3y

+9.88%

5y

+9.58%

10y

—

since inception

+9.51%

TopFund's Take on Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth

Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth ranks among the stronger performers in the Conservative Hybrid category, backed by a 5-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 86/100.

Cost: At 0.32%, the expense ratio is meaningfully cheaper — about 61% below the Conservative Hybrid category average of 0.83% (based on 131 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.47 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.63% is on the lower side for a Conservative Hybrid fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

State Development Loan 55.06%
Real Estate Investment Trusts 10.83%
Equity 10.65%
Bonds 8.32%
Debenture 5.88%
Non Convertible Debenture 3.89%
Net Receivables 1.69%
Reverse Repo 1.39%
Mutual Fund 1.14%
Cash Margin 0.88%
GOI Securities 0.74%
Alternative Investment Fund 0.27%
Treasury Bills 0.14%

Frequently Asked Questions about Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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