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Nippon India Mutual Fund

Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 5/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 76/100 · Good

How this score is calculated

  • Star rating (35%)5/5
  • 3Y CAGR (30%)8.87%
  • Expense ratio (20%)0.99%
  • AUM (15%)₹984 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Nippon India Mutual Fund · Hybrid · Conservative Hybrid

₹69.32

+0.0 (+0.0%)

AUM: ₹983 Cr

NAV updated 23 days ago

Plan

Direct

Option

Growth

Risk

High

Expense Ratio

0.99%

Exit Load

For units in excess of 10% of the investment, 1% will be charged for redemption within 12 months.

Fund Manager

Amit Tripathi, Sanjay Parekh

Inception

Jan 2013

Benchmark

CRISIL Hybrid 85+15 Conservative Index

Sharpe Ratio

0.53

Std Dev (1Y)

2.26%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.19%

3m

+2.91%

6m

+3.52%

1y

+7.72%

3y

+8.87%

5y

+8.37%

10y

+6.14%

since inception

+7.62%

TopFund's Take on Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option

Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option holds up reasonably well within the Conservative Hybrid category, backed by a 5-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 76/100.

Cost: At 0.99%, the expense ratio runs 18% above the Conservative Hybrid category average of 0.84%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a moderate Sharpe ratio of 0.53 — decent risk-adjusted performance, without being exceptional. Separately, annualised volatility of 2.26% is on the lower side for a Conservative Hybrid fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Non Convertible Debenture 35.83%
Debenture 20.64%
Equity 11.49%
State Development Loan 8.17%
Bonds 7.06%
Real Estate Investment Trusts 5.39%
Bonds/Debentures 3.27%
Commercial Paper 2.02%
Infrastructure Investment Trust 1.95%
Repo 1.54%
Net Current Assets 1.31%
GOI Securities 1.02%
Alternative Investment Fund 0.29%
Margin Money 0.02%

Frequently Asked Questions about Nippon India Conservative Hybrid Fund - Direct Plan Growth Plan - Growth Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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