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ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 70/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)8.76%
- Expense ratio (20%)1.04%
- AUM (15%)₹3,329 Cr
Not investment advice — an analytical read of public fund data. Methodology →
ICICI Prudential Mutual Fund · Hybrid · Conservative Hybrid
₹87.16
AUM: ₹3,329 Cr
NAV updated about 11 hours ago
Plan
Direct
Option
Growth
Risk
High
Expense Ratio
1.04%
Exit Load
Exit load for units in excess of 30% of the investment,1% will be charged for redemption within 1 year
Fund Manager
Rajat Chandak, Manish Banthia
Inception
Jan 2013
Benchmark
NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index
Sharpe Ratio
-0.38
Std Dev (1Y)
4.43%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-1.01%
3m
-0.25%
6m
+3.09%
1y
+2.95%
3y
+8.76%
5y
+8.27%
10y
+9.27%
since inception
+8.25%
TopFund's Take on ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option holds up reasonably well within the Conservative Hybrid category, backed by a 4-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 70/100.
Cost: At 1.04%, the expense ratio runs 24% above the Conservative Hybrid category average of 0.84%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.38 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 4.43% is on the lower side for a Conservative Hybrid fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option
The current NAV (Net Asset Value) of ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option is ₹87.16. NAV is updated every business day after market close by AMFI.
1Y: 2.95% · 3Y CAGR: 8.76% · 5Y CAGR: 8.27%
The expense ratio of ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option is 1.04% per annum. This is the annual fee charged by the fund to manage your investment.
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option is managed by Rajat Chandak, Manish Banthia at ICICI Prudential Mutual Fund.
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option is a Conservative Hybrid fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option is ₹3,329 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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