info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

ICICI Prudential Mutual Fund

ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option

★★★★ monitor_heart Health Score: 70/100 · Good

ICICI Prudential Mutual Fund · Solution Oriented · Retirement Fund

₹20.06

-0.02 (-0.09%) trending_down

AUM: ₹90 Cr

NAV updated 26 days ago

Plan

Direct

Option

Growth

Risk

Expense Ratio

1.06%

Exit Load

Nil

Fund Manager

Mrinal Singh

Inception

Feb 2019

Benchmark

NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index

Sharpe Ratio

0.16

Std Dev (1Y)

4.67%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+1.83%

3m

+3.58%

6m

+2.47%

1y

+6.75%

3y

+11.6%

5y

+9.29%

10y

since inception

+9.97%

rate_review TopFund's Take on ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option

ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option holds up reasonably well within the Retirement Fund category, backed by a 4-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 70/100.

Cost: At 1.06%, the expense ratio runs 10% above the Retirement Fund category average of 0.96%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.16 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 4.67% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Solution Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

pie_chart Asset Allocation

GOI Securities 31.28%
Debenture 25.93%
Equity 21.48%
Repo 10.19%
Non Convertible Debenture 4.47%
Bonds 3.28%
Securitised Debt 2.78%
Net Current Assets 0.56%

Frequently Asked Questions about ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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