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ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 67/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)9.9%
- Expense ratio (20%)1.05%
- AUM (15%)₹98 Cr
Not investment advice — an analytical read of public fund data. Methodology →
ICICI Prudential Mutual Fund · Hybrid · Conservative Hybrid
₹20.15
AUM: ₹97 Cr
NAV updated about 18 hours ago
Plan
Direct
Option
Growth
Risk
High
Expense Ratio
1.05%
Exit Load
Nil
Fund Manager
Mrinal Singh
Inception
Feb 2019
Benchmark
NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index
Sharpe Ratio
0.34
Std Dev (1Y)
4.47%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-1.27%
3m
+0.42%
6m
+4.01%
1y
+5.47%
3y
+9.9%
5y
+8.61%
10y
—
since inception
+9.68%
TopFund's Take on ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option
ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option holds up reasonably well within the Conservative Hybrid category, backed by a 4-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 67/100.
Cost: At 1.05%, the expense ratio runs 25% above the Conservative Hybrid category average of 0.84%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.34 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 4.47% is on the lower side for a Conservative Hybrid fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option
The current NAV (Net Asset Value) of ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option is ₹20.15. NAV is updated every business day after market close by AMFI.
1Y: 5.47% · 3Y CAGR: 9.9% · 5Y CAGR: 8.61%
The expense ratio of ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option is 1.05% per annum. This is the annual fee charged by the fund to manage your investment.
ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option is managed by Mrinal Singh at ICICI Prudential Mutual Fund.
ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option is a Conservative Hybrid fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option is ₹98 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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