Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
LIC MF Conservative Hybrid Fund-Regular Plan-Yearly IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 37/100 · Weak
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)6.89%
- Expense ratio (20%)1.69%
- AUM (15%)₹47 Cr
Not investment advice — an analytical read of public fund data. Methodology →
LIC Mutual Fund · Hybrid · Conservative Hybrid
₹94.82
AUM: ₹46 Cr
NAV updated 22 days ago
Plan
Regular
Option
Idcw
Risk
High
Expense Ratio
1.69%
Exit Load
Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days.
Fund Manager
Marzban Irani, Ramnath Venkateswaran
Inception
Jan 2013
Benchmark
CRISIL Hybrid 85+15 Conservative Index
Sharpe Ratio
-1.28
Std Dev (1Y)
6.9%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.38%
3m
+3.23%
6m
+2.12%
1y
+5.35%
3y
+6.89%
5y
+5.75%
10y
+6.76%
since inception
+0.51%
TopFund's Take on LIC MF Conservative Hybrid Fund-Regular Plan-Yearly IDCW
LIC MF Conservative Hybrid Fund-Regular Plan-Yearly IDCW lags behind most of its peers in the Conservative Hybrid category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 37/100.
Cost: At 1.69%, the expense ratio runs 104% above the Conservative Hybrid category average of 0.83%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.28 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 6.9% is on the lower side for a Conservative Hybrid fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about LIC MF Conservative Hybrid Fund-Regular Plan-Yearly IDCW
The current NAV (Net Asset Value) of LIC MF Conservative Hybrid Fund-Regular Plan-Yearly IDCW is ₹94.82. NAV is updated every business day after market close by AMFI.
1Y: 5.35% · 3Y CAGR: 6.89% · 5Y CAGR: 5.75%
The expense ratio of LIC MF Conservative Hybrid Fund-Regular Plan-Yearly IDCW is 1.69% per annum. This is the annual fee charged by the fund to manage your investment.
LIC MF Conservative Hybrid Fund-Regular Plan-Yearly IDCW is managed by Marzban Irani, Ramnath Venkateswaran at LIC Mutual Fund.
LIC MF Conservative Hybrid Fund-Regular Plan-Yearly IDCW is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
LIC MF Conservative Hybrid Fund-Regular Plan-Yearly IDCW is a Conservative Hybrid fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in LIC MF Conservative Hybrid Fund-Regular Plan-Yearly IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of LIC MF Conservative Hybrid Fund-Regular Plan-Yearly IDCW is ₹47 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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