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Franklin Templeton Mutual Fund

Franklin India Conservative Hybrid Fund - Direct - GROWTH

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 60/100 · Average

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)8.07%
  • Expense ratio (20%)0.82%
  • AUM (15%)₹197 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Franklin Templeton Mutual Fund · Hybrid · Conservative Hybrid

₹102.98

+0.0 (+0.0%)

AUM: ₹197 Cr

NAV updated 20 days ago

Plan

Direct

Option

Growth

Risk

High

Expense Ratio

0.82%

Exit Load

Nil

Fund Manager

Sachin Padwal-Desai, Umesh Sharma, Srikesh Nair, Lakshmikanth Reddy

Inception

Jan 2013

Benchmark

CRISIL Hybrid 85+15 Conservative Index

Sharpe Ratio

-0.82

Std Dev (1Y)

3.88%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.15%

3m

+2.69%

6m

+2.15%

1y

+3.18%

3y

+8.07%

5y

+7.35%

10y

+7.4%

since inception

+8.81%

TopFund's Take on Franklin India Conservative Hybrid Fund - Direct - GROWTH

Franklin India Conservative Hybrid Fund - Direct - GROWTH sits in the middle of the pack for Conservative Hybrid funds, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 60/100.

Cost: At 0.82%, the expense ratio is roughly in line with the Conservative Hybrid category average of 0.83% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.82 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.88% is on the lower side for a Conservative Hybrid fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Debenture 30.16%
Equity 21.06%
Certificate of Deposit 19.81%
Bonds 11.39%
Cash/Net Current Assets 7.86%
Non Convertible Debenture 5.15%
State Development Loan 2.62%
Mutual Fund 1.55%
Alternative Investment Fund 0.38%

Frequently Asked Questions about Franklin India Conservative Hybrid Fund - Direct - GROWTH

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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