Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 58/100 · Average
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)6.96%
- Expense ratio (20%)1.2%
- AUM (15%)₹64 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Bank of India Mutual Fund · Hybrid · Conservative Hybrid
₹38.12
AUM: ₹64 Cr
NAV updated 25 days ago
Plan
Regular
Option
Growth
Risk
High
Expense Ratio
1.2%
Exit Load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Fund Manager
Alok Singh
Inception
Jan 2013
Benchmark
CRISIL Hybrid 85+15 Conservative Index
Sharpe Ratio
-0.92
Std Dev (1Y)
3.28%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.28%
3m
+1.86%
6m
+1.94%
1y
+4.6%
3y
+6.96%
5y
+9.91%
10y
+7.45%
since inception
+7.48%
TopFund's Take on BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth
BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth sits in the middle of the pack for Conservative Hybrid funds, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 58/100.
Cost: At 1.2%, the expense ratio runs 45% above the Conservative Hybrid category average of 0.83%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.92 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.28% is on the lower side for a Conservative Hybrid fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth
The current NAV (Net Asset Value) of BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth is ₹38.12. NAV is updated every business day after market close by AMFI.
1Y: 4.6% · 3Y CAGR: 6.96% · 5Y CAGR: 9.91%
The expense ratio of BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth is 1.2% per annum. This is the annual fee charged by the fund to manage your investment.
BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth is managed by Alok Singh at Bank of India Mutual Fund.
BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth is a Conservative Hybrid fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth is ₹64 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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