Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

IDFC Mutual Fund

Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 59/100 · Average

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)7.7%
  • Expense ratio (20%)0.05%
  • AUM (15%)₹5 Cr

Not investment advice — an analytical read of public fund data. Methodology →

IDFC Mutual Fund · Hybrid · Conservative Hybrid

₹37.43

-0.31 (-0.82%)

AUM: ₹5 Cr

NAV updated 6 days ago

Plan

Regular

Option

Idcw

Risk

High

Expense Ratio

0.05%

Exit Load

Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.

Fund Manager

Bhavin Patadia

Inception

Jan 2013

Benchmark

CRISIL Hybrid 85+15 Conservative Index

Sharpe Ratio

-1.26

Std Dev (1Y)

7.04%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.6%

3m

+0.76%

6m

+3.13%

1y

+3.12%

3y

+7.7%

5y

+6.63%

10y

+7.52%

since inception

+3.26%

TopFund's Take on Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW

Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW sits in the middle of the pack for Conservative Hybrid funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 59/100.

Cost: At 0.05%, the expense ratio is meaningfully cheaper — about 94% below the Conservative Hybrid category average of 0.83% (based on 130 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.26 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 7.04% is on the lower side for a Conservative Hybrid fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Unspecified 100.00%

Asset Allocation

Mutual Fund 99.07%
Reverse Repo 0.72%
Net Current Assets 0.20%
Margin Money 0.01%

Frequently Asked Questions about Bandhan Conservative Hybrid Passive FOF - Regular Plan - IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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