Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 60/100 · Average
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)8.17%
- Expense ratio (20%)0.63%
- AUM (15%)₹27 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Aditya Birla Sun Life Mutual Fund · Hybrid · Conservative Hybrid
₹16.8
AUM: ₹27 Cr
NAV updated 4 days ago
Plan
Direct
Option
Growth
Risk
High
Expense Ratio
0.63%
Exit Load
Nil
Fund Manager
Ajay Garg
Inception
Mar 2019
Benchmark
CRISIL Short Term Debt Hybrid 75+25 Index
Sharpe Ratio
-0.24
Std Dev (1Y)
3.94%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.72%
3m
+0.85%
6m
+5.32%
1y
+4.65%
3y
+8.17%
5y
+7.06%
10y
—
since inception
+7.1%
TopFund's Take on Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth sits in the middle of the pack for Conservative Hybrid funds, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 60/100.
Cost: At 0.63%, the expense ratio is meaningfully cheaper — about 24% below the Conservative Hybrid category average of 0.83% (based on 131 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.24 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.94% is on the lower side for a Conservative Hybrid fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth
The current NAV (Net Asset Value) of Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth is ₹16.8. NAV is updated every business day after market close by AMFI.
1Y: 4.65% · 3Y CAGR: 8.17% · 5Y CAGR: 7.06%
The expense ratio of Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth is 0.63% per annum. This is the annual fee charged by the fund to manage your investment.
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth is managed by Ajay Garg at Aditya Birla Sun Life Mutual Fund.
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth is a Conservative Hybrid fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth is ₹27 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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