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Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth
★★★★★ monitor_heart Health Score: 62/100 · AverageAditya Birla Sun Life Mutual Fund · Solution Oriented · Retirement Fund
₹16.72
AUM: ₹26 Cr
NAV updated about 2 months ago
Plan
Direct
Option
Growth
Risk
—
Expense Ratio
0.63%
Exit Load
Nil
Fund Manager
Ajay Garg
Inception
Mar 2019
Benchmark
CRISIL Short Term Debt Hybrid 75+25 Index
Sharpe Ratio
-0.41
Std Dev (1Y)
3.95%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.2%
3m
+1.61%
6m
+1.74%
1y
+4.41%
3y
+9.05%
5y
+7.03%
10y
—
since inception
+7.13%
rate_review TopFund's Take on Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth sits in the middle of the pack for Retirement Fund funds, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 62/100.
Cost: At 0.63%, the expense ratio is meaningfully cheaper — about 34% below the Retirement Fund category average of 0.96% (based on 86 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.41 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.95% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Solution Oriented fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth
The current NAV (Net Asset Value) of Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth is ₹16.72. NAV is updated every business day after market close by AMFI.
1Y: 4.41% · 3Y CAGR: 9.05% · 5Y CAGR: 7.03%
The expense ratio is 0.63% per annum — the annual fee deducted from your investment to cover fund management costs.
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth is managed by Ajay Garg at Aditya Birla Sun Life Mutual Fund.
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth is a moderate risk fund. Suitable for investors with a moderate risk appetite.
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth is a Retirement Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth is ₹27 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.