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SOUTHBANK

The South Indian Bank Ltd Share Price

Live price, chart and which mutual funds hold this stock

TopFund Score: 71/100 · Good See breakdown ↓
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as of —

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Change

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Day Open

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Day High

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Day Low

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NSE Close — 25 Sep 2026

₹49.95

Change

+0.05 (0.1%)

Open

₹50.05

Prev. Close

₹49.9

Day High

₹50.68

Day Low

₹49.01

Volume Analysis

Traded

28,889,000

Delivered

11,350,491

Delivery %

39.29%

End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.

Strengths, Weaknesses, Opportunities & Threats

Strengths (1)

  • •Trading within 3% of its 52-week high (₹50.7)

Weaknesses (0)

No signal for this stock

Opportunities (2)

  • •Strong 3-year EPS growth (23.4%)
  • •FII holding has been rising

Threats (0)

No signal for this stock

Rule-based signals from the fundamentals below — not investment advice.

Pivot Levels

Type R3 R2 R1 Pivot S1 S2 S3
Classic ₹52.42 ₹51.55 ₹50.75 ₹49.88 ₹49.08 ₹48.21 ₹47.41
Fibonacci ₹51.55 ₹50.91 ₹50.52 ₹49.88 ₹49.24 ₹48.85 ₹48.21
Camarilla ₹50.41 ₹50.26 ₹50.1 ₹49.88 ₹49.8 ₹49.64 ₹49.49

Support/resistance levels for today, calculated from the previous trading day's high/low/close.

Absolute Returns

YTD

+31.69%

1 Week

+9.73%

1 Month

+10.09%

3 Months

+9.47%

6 Months

+37.38%

1 Year

+72.3%

2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.

Stock Vitals

Computed from the latest available annual financials.

Graham Number

₹75.11

Current price is at or below the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.

Company Overview

Sector

Financial Services

Market Cap

₹13,084 Cr

P/E (TTM)

8.66

ROE

13.5%

Book Value

₹45.1

Face Value

₹1.0

Source: Screener.in (Consolidated figures) — data as of 26 Sep 2026. Not investment advice.

TopFund Analysis

The South Indian Bank Ltd holds up reasonably well on TopFund's composite fundamentals check within the Financial Services sector, at 71/100. The strongest factor is Growth (100/100), while Corporate Governance (40/100) is the weakest area to weigh before deciding. Notably: Trading within 3% of its 52-week high (₹50.7). Strong 3-year EPS growth (23.4%).

TopFund Score — Fundamentals Quality

71/100 — Good

Data confidence: 71/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.

As of 27 Sep 2026 · How we calculate this →

Growth

100

Valuation

73

Cash Flow

100

Corporate Governance

40

Momentum

97

Institutional Ownership

81

Business Quality

40

Risk & Volatility

43

Liquidity

69

From Screener.in

  • +Stock is trading at 1.11 times its book value
  • +Company has delivered good profit growth of 88.0% CAGR over last 5 years
  • −Company has low interest coverage ratio.
  • −The company has delivered a poor sales growth of 6.15% over past five years.
  • −Company has a low return on equity of 13.7% over last 3 years.
  • −Contingent liabilities of Rs.16,867 Cr.

Not investment advice — an automated read of public fundamentals data, for research context only.

Corporate Actions

Announcement under Regulation 30 (LODR)-Strikes /Lockouts / Disturbances 26 Sep

UFBU calls 3-day strike from Sep 28-30, 2026; bank branches may be affected, ATMs/digital channels continue.

Closure of Trading Window 25 Sep 25 Sep
Announcement under Regulation 30 (LODR)-Issue of Securities 25 Sep

Board granted 5,30,916 ESOS options to MD & CEO P R Seshadri on September 25, 2026.

Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS 24 Sep

Allotment of Equity Shares under SIB ESOS Scheme-2008

Opening Of New Branch - Intimation Under Regulation 30 Of SEBI (LODR) Regulations, 2015 24 Sep

South Indian Bank opens Hebbal branch in Bangalore on 24-09-2026.

Source: BSE regulatory filings, via Screener.in.

Quarterly Results

Last several quarters

  Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
Revenue + 2,025 2,129 2,184 2,275 2,314 2,355 2,371 2,373 2,362 2,407 2,518 2,559 2,628
Expenses + 877 777 836 828 893 852 815 981 1,021 852 862 755 897
Financing Profit -69 54 -17 47 -27 30 54 -113 -188 -43 18 161 128
Financing Margin % -3.0% 3.0% -1.0% 2.0% -1.0% 1.0% 2.0% -5.0% -8.0% -2.0% 1.0% 6.0% 5.0%
Other Income + 361 355 452 346 422 410 409 572 622 516 486 386 380
Interest 1,217 1,298 1,365 1,400 1,449 1,472 1,501 1,505 1,530 1,598 1,637 1,644 1,603
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 292 409 435 393 394 440 463 459 433 473 504 547 508
Tax % 31.0% 33.0% 30.0% 27.0% 26.0% 26.0% 26.0% 25.0% 26.0% 26.0% 26.0% 25.0% 26.0%
Net Profit + 203 275 305 287 294 325 342 342 322 352 374 407 378
EPS in Rs 1 1 1 1 1 1 1 1 1 1 1 2 1
Raw PDF — — — — — — — — — — — — —
Net NPA % — — — — — — — — — — — — —
Gross NPA % — — — — — — — — — — — — —

Source: Screener.in — figures in ₹ Crores unless marked %.

Profit & Loss (Yearly)

  Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
Revenue + 7,305 6,587 7,233 8,613 9,413 9,846 10,112
Expenses + 3,549 3,282 2,627 3,227 3,440 3,375 3,365
Financing Profit -1,143 -1,042 385 105 46 63 264
Financing Margin % -16.0% -16.0% 5.0% 1.0% 0.0% 1.0% 3.0%
Other Income + 1,229 1,034 811 1,515 1,813 2,009 1,767
Interest 4,899 4,347 4,221 5,281 5,928 6,409 6,482
Depreciation 0 84 87 90 102 115 0
Profit before tax 87 -92 1,108 1,529 1,757 1,957 2,031
Tax % 29.0% -149.0% 30.0% 30.0% 26.0% 26.0% —
Net Profit + 62 45 775 1,070 1,303 1,456 1,511
EPS in Rs 0 0 3 4 5 6 6
Dividend Payout % 0.0% 0.0% 8.0% 7.0% 8.0% 8.0% —

Source: Screener.in — figures in ₹ Crores unless marked %.

Balance Sheet

  Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Reserves — 5,645 6,465 8,565 9,846 11,155
Other Liabilities + — 1,761 2,379 2,755 2,724 3,072
Total Liabilities — 100,052 107,697 117,412 124,655 141,756
Fixed Assets + — 752 754 821 1,018 1,043
CWIP — 59 124 145 0 0
Investments — 21,445 24,641 23,977 21,777 27,327
Other Assets + — 77,796 82,178 92,469 101,860 113,386
Total Assets — 100,052 107,697 117,412 124,655 141,756
Deposits — 89,142 91,650 101,919 107,522 123,341
Borrowing — 3,294 6,994 3,912 4,300 3,927
Equity Capital — 209 209 262 262 262

Source: Screener.in — figures in ₹ Crores unless marked %.

Cash Flow

  Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Cash from Operating Activity + — 5,165 -7,261 7,075 -2,353 3,907
Cash from Investing Activity + — -1,741 -386 -1,986 4,434 -5,465
Cash from Financing Activity + — -989 3,524 -2,148 157 -561
Net Cash Flow — 2,436 -4,123 2,942 2,238 -2,119
CFO/OP — 158 -153 142 -34 68
Free Cash Flow — 5,128 -7,370 6,901 -2,509 3,768

Source: Screener.in — figures in ₹ Crores unless marked %.

Shareholding Pattern

Quarter-by-quarter — Promoters, FII, DII & public holding trend

  Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
Public 78.4% 77.7% 80.2% 81.49% 83.26% 81.29% 77.61% 71.31% 70.16% 65.25% 63.03% 60.36%
FII 15.0% 14.68% 15.17% 13.44% 11.47% 11.46% 11.96% 17.58% 17.91% 20.94% 24.21% 25.39%
DII 6.59% 7.61% 4.61% 5.06% 5.25% 7.25% 10.42% 11.1% 11.92% 13.79% 12.75% 14.24%

Source: Screener.in — quarterly shareholding disclosures.

Peers Comparison

Financial Services — ranked by market cap

Company Market Cap (Cr) P/E P/B ROE
The South Indian Bank Ltd (this stock) 13,084 8.66 1.11 13.5%
Prudent Corp Adv Ser Ltd 12,827 52.4 14.54 28.6%
Edelweiss Fin Serv Ltd 13,444 21.4 2.91 14.2%
Karnataka Bank Limited 12,723 8.85 0.96 10.4%
JSW Holdings Limited 12,331 88.6 0.37 0.46%
Jm Financial Limited 12,218 11.6 1.15 11.9%
Aptus Value Hsg Fin I Ltd 12,110 12.3 2.4 20.1%

Which Mutual Funds Hold The South Indian Bank Ltd?

Frequently Asked Questions about The South Indian Bank Ltd

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