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Change
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Day Open
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Day High
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Day Low
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NSE Close — 25 Sep 2026
₹1,298.8
Change
-16.3 (-1.24%)
Open
₹1,315.1
Prev. Close
₹1,315.1
Day High
₹1,321.8
Day Low
₹1,295.0
Volume Analysis
Traded
109,014
Delivered
59,383
Delivery %
54.47%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (1)
- •High debt-to-equity ratio (3.01)
Opportunities (1)
- •FII holding has been rising
Threats (0)
No signal for this stock
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹1,342.2 | ₹1,332.0 | ₹1,315.4 | ₹1,305.2 | ₹1,288.6 | ₹1,278.4 | ₹1,261.8 |
| Fibonacci | ₹1,332.0 | ₹1,321.76 | ₹1,315.44 | ₹1,305.2 | ₹1,294.96 | ₹1,288.64 | ₹1,278.4 |
| Camarilla | ₹1,306.17 | ₹1,303.71 | ₹1,301.26 | ₹1,305.2 | ₹1,296.34 | ₹1,293.89 | ₹1,291.43 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
+3.15%
1 Week
-6.76%
1 Month
-6.68%
3 Months
-12.8%
6 Months
+8.96%
1 Year
-5.71%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹731.54
Current price is above the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹21,669 Cr
P/E (TTM)
17.9
ROE
10.5%
Book Value
₹490.0
Face Value
₹10.0
Source: Screener.in (Consolidated figures) — data as of 23 Sep 2026. Not investment advice.
TopFund Analysis
Creditaccess Grameen Ltd lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 51/100. The strongest factor is Liquidity (69/100), while Business Quality (41/100) is the weakest area to weigh before deciding. Notably: High debt-to-equity ratio (3.01). FII holding has been rising.
TopFund Score — Fundamentals Quality
51/100 — AverageData confidence: 72/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- −Stock is trading at 2.76 times its book value
- −Though the company is reporting repeated profits, it is not paying out dividend
- −Company has low interest coverage ratio.
- −Company has a low return on equity of 13.8% over last 3 years.
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
Allotment of equity shares under Employee Stock Option plan of the Company
CreditAccess Grameen to meet Prudent Investment Managers on 18 Sep 2026, 3:30-4:30 PM, Bengaluru.
Intimation of Investor Meet to be held on 22-09-2026
Intimation of the Investor Meet to be held on 23-09-2026
Allotment of Equity Shares under Employee Stock option Plan of the Company
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 1,170 | 1,247 | 1,292 | 1,457 | 1,512 | 1,453 | 1,380 | 1,407 | 1,463 | 1,508 | 1,490 | 1,597 | 1,783 |
| Expenses + | 306 | 345 | 365 | 434 | 453 | 700 | 1,020 | 864 | 885 | 845 | 678 | 660 | 558 |
| Financing Profit | 479 | 478 | 486 | 542 | 549 | 269 | -115 | 65 | 96 | 184 | 353 | 459 | 675 |
| Financing Margin % | 41.0% | 38.0% | 38.0% | 37.0% | 36.0% | 18.0% | -8.0% | 5.0% | 7.0% | 12.0% | 24.0% | 29.0% | 38.0% |
| Other Income + | 1 | 1 | 3 | 2 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 1 | 1 |
| Interest | 385 | 424 | 442 | 482 | 510 | 485 | 475 | 478 | 482 | 480 | 459 | 478 | 550 |
| Depreciation | 12 | 12 | 13 | 14 | 14 | 17 | 16 | 15 | 15 | 16 | 16 | 16 | 16 |
| Profit before tax | 467 | 467 | 476 | 529 | 535 | 252 | -129 | 51 | 81 | 169 | 338 | 445 | 660 |
| Tax % | 25.0% | 26.0% | 26.0% | 25.0% | 26.0% | 26.0% | -23.0% | 8.0% | 26.0% | 26.0% | 25.0% | 24.0% | 25.0% |
| Net Profit + | 348 | 347 | 353 | 397 | 398 | 186 | -100 | 47 | 60 | 126 | 252 | 340 | 493 |
| EPS in Rs | 22 | 22 | 22 | 25 | 25 | 12 | -6 | 3 | 4 | 8 | 16 | 21 | 31 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | 0.27% | 0.24% | 0.29% | 0.35% | 0.45% | 0.76% | 1.28% | 1.73% | 1.78% | 1.26% | 1.36% | 1.12% | 0.76% |
| Gross NPA % | 0.89% | 0.77% | 0.97% | 1.18% | 1.46% | 2.44% | 3.99% | 4.76% | 4.7% | 3.65% | 4.04% | 3.17% | 2.18% |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 1,282 | 1,704 | 2,461 | 2,669 | 3,487 | 5,167 | 5,752 | 6,059 | 6,380 |
| Expenses + | 361 | 640 | 1,308 | 1,235 | 1,179 | 1,444 | 3,030 | 3,061 | 2,740 |
| Financing Profit | 504 | 481 | 219 | 447 | 1,092 | 1,984 | 767 | 1,093 | 1,672 |
| Financing Margin % | 39.0% | 28.0% | 9.0% | 17.0% | 31.0% | 38.0% | 13.0% | 18.0% | 26.0% |
| Other Income + | 1 | 1 | 5 | 81 | 64 | 6 | 4 | 4 | 4 |
| Interest | 417 | 584 | 933 | 987 | 1,216 | 1,738 | 1,955 | 1,905 | 1,967 |
| Depreciation | 8 | 20 | 44 | 47 | 50 | 51 | 62 | 63 | 64 |
| Profit before tax | 498 | 462 | 180 | 481 | 1,105 | 1,939 | 709 | 1,033 | 1,612 |
| Tax % | 35.0% | 27.0% | 27.0% | 27.0% | 25.0% | 25.0% | 25.0% | 25.0% | — |
| Net Profit + | 322 | 335 | 131 | 353 | 826 | 1,446 | 531 | 778 | 1,211 |
| EPS in Rs | 22 | 23 | 9 | 23 | 53 | 91 | 33 | 49 | 76 |
| Dividend Payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 11.0% | 0.0% | 0.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Reserves | 2,222 | 2,590 | 3,536 | 4,011 | 4,948 | 6,411 | 6,796 | 7,682 |
| Other Liabilities + | 126 | 316 | 427 | 394 | 439 | 460 | 401 | 447 |
| Total Liabilities | 7,357 | 12,590 | 15,060 | 17,482 | 21,858 | 28,871 | 27,802 | 31,930 |
| Fixed Assets + | 25 | 576 | 573 | 629 | 599 | 609 | 604 | 588 |
| CWIP | 2 | 3 | 1 | 3 | 4 | 5 | 4 | 0 |
| Investments | 0 | 46 | 1 | 1 | 455 | 1,439 | 893 | 1,075 |
| Other Assets + | 7,330 | 11,965 | 14,486 | 16,849 | 20,801 | 26,818 | 26,302 | 30,267 |
| Total Assets | 7,357 | 12,590 | 15,060 | 17,482 | 21,858 | 28,871 | 27,802 | 31,930 |
| Borrowing | 4,867 | 9,540 | 10,941 | 12,921 | 16,312 | 21,841 | 20,446 | 23,641 |
| Equity Capital | 144 | 144 | 156 | 156 | 159 | 159 | 160 | 160 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -1,378 | -2,228 | -455 | -2,713 | -3,290 | -4,734 | 1,125 | -2,770 |
| Cash from Investing Activity + | -7 | -638 | 24 | -33 | -314 | -994 | 708 | -101 |
| Cash from Financing Activity + | 1,829 | 2,921 | 2,146 | 1,967 | 3,365 | 5,494 | -1,669 | 2,751 |
| Net Cash Flow | 444 | 54 | 1,715 | -780 | -239 | -234 | 164 | -120 |
| CFO/OP | -130 | -194 | -29 | -181 | -132 | -112 | 54 | -86 |
| Free Cash Flow | -1,396 | -2,250 | -469 | -2,741 | -3,307 | -4,754 | 1,092 | -2,787 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 6.08% | 5.57% | 6.01% | 6.31% | 7.83% | 9.57% | 9.5% | 8.67% | 8.02% | 8.81% | 8.23% | 7.64% |
| Promoters | 66.69% | 66.66% | 66.58% | 66.56% | 66.54% | 66.5% | 66.43% | 66.43% | 66.37% | 66.28% | 66.24% | 66.21% |
| FII | 11.46% | 12.0% | 11.65% | 10.88% | 10.76% | 9.76% | 11.38% | 12.13% | 12.29% | 11.68% | 12.94% | 13.48% |
| DII | 15.78% | 15.79% | 15.76% | 16.25% | 14.86% | 14.17% | 12.67% | 12.76% | 13.33% | 13.23% | 12.59% | 12.67% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Creditaccess Grameen Ltd (this stock) | 21,669 | 17.9 | 2.76 | 10.5% |
| Pine Labs Limited | 20,389 | 158.0 | 3.45 | 2.46% |
| IFCI Ltd | 20,279 | 113.0 | 2.27 | 1.97% |
| Aadhar Housing Finance L | 19,583 | 17.0 | 2.58 | 15.9% |
| Capri Global Capital Ltd | 23,857 | 21.2 | 3.31 | 16.5% |
| TVS Holdings Limited | 25,494 | 12.8 | 3.94 | 30.6% |
| Computer Age Mngt Ser Ltd | 17,699 | 35.8 | 13.36 | 36.3% |
Which Mutual Funds Hold Creditaccess Grameen Ltd?
Frequently Asked Questions about Creditaccess Grameen Ltd
Creditaccess Grameen Ltd (CREDITACC) closed at ₹1,298.8 on NSE on 25 September 2026, down 16.3 (1.24%) from the previous close.
Creditaccess Grameen Ltd trades on the NSE (National Stock Exchange of India) under the symbol CREDITACC.
Creditaccess Grameen Ltd has a trailing twelve-month P/E (price-to-earnings) ratio of 17.9.
Creditaccess Grameen Ltd has a dividend yield of 0.0%.
Creditaccess Grameen Ltd's 52-week high is ₹1,634.0 and its 52-week low is ₹1,113.0.
Creditaccess Grameen Ltd has a market capitalisation of ₹21,669 crore.
Creditaccess Grameen Ltd has a TopFund Quality Score of 51/100 (Average), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
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