as of —
₹—
Change
—
Day Open
₹—
Day High
₹—
Day Low
₹—
NSE Close — 25 Sep 2026
₹751.05
Change
+1.55 (0.21%)
Open
₹749.5
Prev. Close
₹749.5
Day High
₹760.95
Day Low
₹748.0
Volume Analysis
Traded
324,562
Delivered
31,780
Delivery %
9.79%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (1)
- •Strong operating margin (35.0%)
Weaknesses (1)
- •Promoter holding is falling
Opportunities (2)
- •Strong 3-year EPS growth (47.9%)
- •Strong 3-year revenue growth (42.5%)
Threats (1)
- •FII holding has been falling
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹771.61 | ₹766.28 | ₹758.66 | ₹753.33 | ₹745.71 | ₹740.38 | ₹732.76 |
| Fibonacci | ₹766.28 | ₹761.33 | ₹758.28 | ₹753.33 | ₹748.38 | ₹745.33 | ₹740.38 |
| Camarilla | ₹754.61 | ₹753.42 | ₹752.24 | ₹753.33 | ₹749.86 | ₹748.68 | ₹747.49 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-10.4%
1 Week
-3.96%
1 Month
-4.5%
3 Months
-0.29%
6 Months
+17.31%
1 Year
-6.64%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹128.4
Current price is above the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
DuPont ROE Breakdown
14.33%
Net margin 21.02% × asset turnover 0.32x × equity multiplier 2.13x
Company Overview
Sector
Financial Services
Market Cap
₹16,759 Cr
P/E (TTM)
73.5
ROE
16.1%
Book Value
₹75.0
Face Value
₹10.0
Source: Screener.in (Consolidated figures) — data as of 23 Sep 2026. Not investment advice.
TopFund Analysis
Choice International Ltd lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 51/100. The strongest factor is Growth (100/100), while Valuation (0/100) is the weakest area to weigh before deciding. Notably: Strong operating margin (35.0%); promoter holding is falling. FII holding has been falling.
TopFund Score — Fundamentals Quality
51/100 — AverageData confidence: 78/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Cash Flow
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Company has delivered good profit growth of 67.0% CAGR over last 5 years
- +Company's median sales growth is 22.7% of last 10 years
- −Stock is trading at 10.0 times its book value
- −Though the company is reporting repeated profits, it is not paying out dividend
- −Debtor days have increased from 113 to 140 days.
- −Working capital days have increased from 259 days to 387 days
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
Book closure from Sept 20-26, 2026; AGM on Sept 26, 2026; cut-off date Sept 19, 2026.
Newpaper Advertisment for the 33rd Annual General Meeting of the Company to be held on September 26, 2026.
Arun Kumar Poddar disclosed release of 6,00,000 pledged shares in Choice International on 04-Sep-2026.
33rd AGM on 26 September 2026; annual report link, e-voting schedule, and KYC reminder shared.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales + | 138 | 191 | 207 | 215 | 201 | 247 | 209 | 253 | 235 | 274 | 303 | 307 | 310 |
| Expenses + | 102 | 142 | 141 | 147 | 148 | 172 | 150 | 157 | 151 | 185 | 192 | 191 | 205 |
| Operating Profit | 36 | 49 | 67 | 67 | 53 | 76 | 60 | 96 | 83 | 89 | 112 | 116 | 105 |
| OPM % | 26.0% | 25.0% | 32.0% | 31.0% | 26.0% | 31.0% | 28.0% | 38.0% | 36.0% | 33.0% | 37.0% | 38.0% | 34.0% |
| Other Income + | 2 | 3 | 3 | 2 | 5 | 2 | 2 | 2 | 3 | 10 | 5 | 7 | 9 |
| Interest | 7 | 10 | 11 | 12 | 13 | 15 | 16 | 22 | 21 | 21 | 21 | 26 | 28 |
| Depreciation | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 4 | 3 | 10 | 6 |
| Profit before tax | 29 | 40 | 56 | 55 | 43 | 61 | 43 | 74 | 63 | 74 | 92 | 87 | 80 |
| Tax % | 28.0% | 25.0% | 28.0% | 29.0% | 26.0% | 23.0% | 29.0% | 28.0% | 24.0% | 24.0% | 29.0% | 22.0% | 24.0% |
| Net Profit + | 21 | 30 | 40 | 39 | 32 | 46 | 31 | 54 | 48 | 56 | 66 | 68 | 61 |
| EPS in Rs | 1 | 1 | 2 | 2 | 1 | 2 | 1 | 3 | 2 | 3 | 3 | 3 | 2 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales + | 62 | 187 | 134 | 152 | 121 | 132 | 176 | 285 | 393 | 756 | 921 | 1,137 | 1,194 |
| Expenses + | 36 | 160 | 103 | 113 | 85 | 93 | 134 | 194 | 286 | 531 | 626 | 719 | 773 |
| Operating Profit | 26 | 28 | 30 | 39 | 36 | 39 | 41 | 92 | 107 | 225 | 295 | 419 | 421 |
| OPM % | 42.0% | 15.0% | 23.0% | 26.0% | 29.0% | 29.0% | 23.0% | 32.0% | 27.0% | 30.0% | 32.0% | 37.0% | 35.0% |
| Other Income + | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 1 | 2 | 3 | 1 | 7 | 31 |
| Interest | 17 | 19 | 19 | 21 | 20 | 17 | 15 | 15 | 22 | 41 | 66 | 89 | 96 |
| Depreciation | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 5 | 7 | 8 | 20 | 24 |
| Profit before tax | 6 | 7 | 10 | 16 | 12 | 18 | 23 | 74 | 82 | 181 | 221 | 316 | 333 |
| Tax % | 25.0% | 39.0% | 41.0% | 24.0% | 28.0% | 32.0% | 27.0% | 27.0% | 27.0% | 28.0% | 26.0% | 25.0% | — |
| Net Profit + | 5 | 4 | 6 | 12 | 6 | 12 | 17 | 54 | 60 | 131 | 163 | 238 | 251 |
| EPS in Rs | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 7 | 8 | 10 | 10 |
| Dividend Payout % | 20.0% | 23.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 50 | 53 | 70 | 146 | 154 | 193 | 234 | 360 | 378 | 432 | 828 | 1,449 |
| Borrowings + | 121 | 119 | 147 | 177 | 166 | 143 | 151 | 219 | 206 | 455 | 679 | 908 |
| Other Liabilities + | 46 | 49 | 60 | 84 | 133 | 146 | 240 | 347 | 424 | 718 | 909 | 984 |
| Total Liabilities | 227 | 232 | 287 | 428 | 473 | 502 | 655 | 976 | 1,107 | 1,805 | 2,615 | 3,563 |
| Fixed Assets + | 32 | 34 | 37 | 78 | 98 | 88 | 86 | 88 | 126 | 134 | 260 | 373 |
| CWIP | 0 | 0 | 1 | 4 | 0 | 0 | 0 | 0 | 5 | 7 | 5 | 30 |
| Investments | 22 | 22 | 26 | 47 | 22 | 20 | 7 | 11 | 11 | 23 | 59 | 178 |
| Other Assets + | 173 | 175 | 222 | 299 | 352 | 395 | 562 | 877 | 965 | 1,641 | 2,292 | 2,982 |
| Total Assets | 227 | 232 | 287 | 428 | 473 | 502 | 655 | 976 | 1,107 | 1,805 | 2,615 | 3,563 |
| Equity Capital | 10 | 10 | 10 | 20 | 20 | 20 | 29 | 50 | 100 | 199 | 200 | 223 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -22 | 28 | -20 | 4 | -36 | 26 | -45 | -52 | 138 | -153 | -294 | -267 |
| Cash from Investing Activity + | 13 | 5 | -11 | -22 | 54 | 13 | 15 | -99 | -48 | -13 | -161 | -277 |
| Cash from Financing Activity + | 6 | -22 | 21 | 39 | -28 | -15 | 23 | 146 | -29 | 224 | 449 | 600 |
| Net Cash Flow | -3 | 11 | -9 | 21 | -11 | 24 | -7 | -5 | 62 | 58 | -6 | 56 |
| CFO/OP | -77 | 108 | -55 | 21 | -93 | 78 | -98 | -31 | 153 | -46 | -80 | -44 |
| Free Cash Flow | -23 | 23 | -25 | -1 | -69 | 34 | -46 | -57 | 91 | -186 | -434 | -364 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 28.26% | 28.41% | 29.29% | 29.51% | 28.98% | 27.92% | 28.09% | 29.39% | 30.15% | 33.89% | 34.59% | 35.97% |
| Promoters | 56.27% | 57.98% | 58.21% | 58.21% | 58.21% | 58.21% | 58.13% | 56.44% | 56.61% | 53.66% | 53.66% | 53.66% |
| FII | 15.44% | 13.58% | 12.44% | 12.22% | 12.72% | 13.7% | 13.63% | 13.97% | 12.97% | 12.16% | 11.41% | 10.1% |
| DII | 0.04% | 0.05% | 0.06% | 0.07% | 0.09% | 0.18% | 0.16% | 0.19% | 0.28% | 0.3% | 0.35% | 0.28% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Choice International Ltd (this stock) | 16,759 | 73.5 | 10.03 | 16.1% |
| Sammaan Capital Limited | 16,332 | — | 0.86 | -3.21% |
| J & K Bank Ltd. | 16,195 | 7.03 | 0.95 | 15.4% |
| Computer Age Mngt Ser Ltd | 17,699 | 35.8 | 13.36 | 36.3% |
| Five-star Bus Fin Ltd | 15,491 | 98.9 | — | 16.0% |
| Kfin Technologies Limited | 15,365 | 43.8 | 9.16 | 21.6% |
| Aadhar Housing Finance L | 19,583 | 17.0 | 2.58 | 15.9% |
Which Mutual Funds Hold Choice International Ltd?
Frequently Asked Questions about Choice International Ltd
Choice International Ltd (CHOICEIN) closed at ₹751.05 on NSE on 25 September 2026, up 1.55 (0.21%) from the previous close.
Choice International Ltd trades on the NSE (National Stock Exchange of India) under the symbol CHOICEIN.
Choice International Ltd has a trailing twelve-month P/E (price-to-earnings) ratio of 73.5.
Choice International Ltd has a dividend yield of 0.0%.
Choice International Ltd's 52-week high is ₹860.0 and its 52-week low is ₹569.0.
Choice International Ltd has a market capitalisation of ₹16,759 crore.
Choice International Ltd has a TopFund Quality Score of 51/100 (Average), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
Community Sentiment
What are other investors saying about Choice International Ltd?
No votes yet — be the first to share your view.
Sign in to voteDiscussion
User-generated content — not investment advice, and not verified or endorsed by TopFund.
Sign in to join the discussionNo comments yet — start the discussion.