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NSE Close — 25 Sep 2026
₹146.1
Change
-0.97 (-0.66%)
Open
₹146.88
Prev. Close
₹147.07
Day High
₹148.38
Day Low
₹145.51
Volume Analysis
Traded
1,214,432
Delivered
585,153
Delivery %
48.18%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (1)
- •Promoter holding is falling
Opportunities (2)
- •Strong 3-year EPS growth (23.3%)
- •FII holding has been rising
Threats (0)
No signal for this stock
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹150.68 | ₹149.53 | ₹147.81 | ₹146.66 | ₹144.94 | ₹143.79 | ₹142.07 |
| Fibonacci | ₹149.53 | ₹148.43 | ₹147.76 | ₹146.66 | ₹145.56 | ₹144.89 | ₹143.79 |
| Camarilla | ₹146.89 | ₹146.63 | ₹146.36 | ₹146.66 | ₹145.84 | ₹145.57 | ₹145.31 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
+44.6%
1 Week
+0.1%
1 Month
-2.61%
3 Months
-5.58%
6 Months
+27.86%
1 Year
+46.76%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹272.5
Current price is at or below the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹16,195 Cr
P/E (TTM)
7.03
ROE
15.4%
Book Value
₹154.0
Face Value
₹1.0
Source: Screener.in (Consolidated figures) — data as of 25 Sep 2026. Not investment advice.
TopFund Analysis
J & K Bank Ltd. lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 61/100. The strongest factor is Growth (100/100), while Risk & Volatility (41/100) is the weakest area to weigh before deciding. Notably: Promoter holding is falling. Strong 3-year EPS growth (23.3%).
TopFund Score — Fundamentals Quality
61/100 — AverageData confidence: 72/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Stock is trading at 0.95 times its book value
- +Company has delivered good profit growth of 40.7% CAGR over last 5 years
- −Company has low interest coverage ratio.
- −The company has delivered a poor sales growth of 10.2% over past five years.
- −Contingent liabilities of Rs.7,878 Cr.
- −Company might be capitalizing the interest cost
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
Members approved Tsewang Tharchin as rotational director effective September 22, 2026.
Revised Integrated Annual Report 2025-26 filed for the 88th AGM.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 2,657 | 2,764 | 2,881 | 2,910 | 2,994 | 3,124 | 3,210 | 3,213 | 3,269 | 3,293 | 3,315 | 3,273 | 3,547 |
| Expenses + | 1,062 | 982 | 906 | 705 | 954 | 980 | 996 | 1,075 | 1,061 | 958 | 964 | 889 | 1,095 |
| Financing Profit | 221 | 352 | 375 | 602 | 415 | 456 | 516 | 406 | 406 | 477 | 527 | 600 | 403 |
| Financing Margin % | 8.0% | 13.0% | 13.0% | 21.0% | 14.0% | 15.0% | 16.0% | 13.0% | 12.0% | 14.0% | 16.0% | 18.0% | 11.0% |
| Other Income + | 230 | 193 | 186 | 229 | 198 | 301 | 242 | 403 | 253 | 157 | 280 | 262 | 217 |
| Interest | 1,374 | 1,430 | 1,600 | 1,604 | 1,625 | 1,687 | 1,697 | 1,732 | 1,803 | 1,858 | 1,824 | 1,784 | 2,049 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 452 | 545 | 561 | 830 | 614 | 757 | 758 | 810 | 659 | 635 | 807 | 862 | 621 |
| Tax % | 28.0% | 30.0% | 25.0% | 23.0% | 32.0% | 27.0% | 30.0% | 28.0% | 26.0% | 22.0% | 27.0% | 7.0% | 31.0% |
| Net Profit + | 331 | 384 | 423 | 633 | 418 | 553 | 529 | 582 | 485 | 495 | 581 | 799 | 429 |
| EPS in Rs | 3 | 4 | 4 | 6 | 4 | 5 | 5 | 5 | 4 | 4 | 5 | 7 | 4 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 7,061 | 6,844 | 6,686 | 6,621 | 7,676 | 8,446 | 8,111 | 8,013 | 9,355 | 11,213 | 12,541 | 13,151 | 13,429 |
| Expenses + | 2,336 | 2,466 | 4,431 | 3,154 | 3,439 | 5,234 | 3,802 | 3,774 | 3,567 | 3,437 | 3,834 | 3,741 | 3,907 |
| Financing Profit | 316 | 245 | -1,919 | -283 | -55 | -1,527 | -30 | 137 | 1,178 | 1,768 | 1,966 | 2,141 | 2,007 |
| Financing Margin % | 4.0% | 4.0% | -29.0% | -4.0% | -1.0% | -18.0% | 0.0% | 2.0% | 13.0% | 16.0% | 16.0% | 16.0% | 15.0% |
| Other Income + | 599 | 509 | 497 | 501 | 817 | 509 | 701 | 753 | 765 | 838 | 1,140 | 951 | 918 |
| Interest | 4,409 | 4,132 | 4,173 | 3,750 | 4,291 | 4,739 | 4,340 | 4,101 | 4,609 | 6,008 | 6,741 | 7,269 | 7,515 |
| Depreciation | 95 | 64 | 85 | 97 | 104 | 126 | 134 | 144 | 158 | 218 | 168 | 128 | 0 |
| Profit before tax | 820 | 689 | -1,507 | 121 | 659 | -1,144 | 537 | 747 | 1,786 | 2,388 | 2,939 | 2,964 | 2,925 |
| Tax % | 38.0% | 40.0% | 8.0% | -68.0% | 30.0% | 3.0% | 19.0% | 32.0% | 33.0% | 26.0% | 29.0% | 20.0% | — |
| Net Profit + | 508 | 414 | -1,633 | 203 | 464 | -1,183 | 428 | 495 | 1,181 | 1,771 | 2,082 | 2,360 | 2,304 |
| EPS in Rs | 10 | 9 | -31 | 4 | 8 | -17 | 6 | 5 | 11 | 16 | 19 | 21 | 21 |
| Dividend Payout % | 20.0% | 20.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 4.0% | 13.0% | 11.0% | 0.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 6,060 | 6,372 | 5,621 | 6,102 | 6,566 | 6,274 | 6,731 | 7,984 | 9,793 | 12,083 | 14,098 | 16,390 |
| Other Liabilities + | 1,726 | 2,214 | 2,604 | 1,894 | 2,522 | 2,678 | 3,408 | 5,425 | 11,097 | 4,662 | 4,280 | 3,687 |
| Total Liabilities | 75,910 | 80,254 | 82,012 | 89,684 | 101,405 | 108,829 | 120,273 | 130,576 | 145,913 | 154,505 | 169,424 | 188,960 |
| Fixed Assets + | 655 | 706 | 1,479 | 1,598 | 1,646 | 2,036 | 1,971 | 1,908 | 2,224 | 2,208 | 2,126 | 2,445 |
| CWIP | 34 | 59 | 64 | 17 | 29 | 35 | 41 | 46 | 47 | 50 | 66 | 88 |
| Investments | 22,740 | 20,334 | 21,271 | 18,860 | 23,140 | 22,990 | 30,774 | 33,785 | 34,780 | 34,900 | 41,122 | 40,520 |
| Other Assets + | 52,481 | 59,156 | 59,198 | 69,210 | 76,589 | 83,768 | 87,486 | 94,837 | 108,860 | 117,347 | 126,110 | 145,906 |
| Total Assets | 75,910 | 80,254 | 82,012 | 89,684 | 101,405 | 108,829 | 120,273 | 130,576 | 145,913 | 154,505 | 169,424 | 188,960 |
| Deposits | 66,336 | 69,379 | 72,459 | 80,005 | 89,637 | 97,786 | 108,047 | 114,703 | 122,027 | 134,765 | 148,552 | 165,342 |
| Borrowing | 1,740 | 2,240 | 1,276 | 1,628 | 2,624 | 2,020 | 2,015 | 2,371 | 2,892 | 2,885 | 2,383 | 3,431 |
| Equity Capital | 48 | 48 | 52 | 56 | 56 | 71 | 71 | 93 | 103 | 110 | 110 | 110 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 118 | -219 | 2,457 | 2,363 | -2,992 | 4,374 | -14 | -1,568 | -407 | -853 | 2,723 | -1,126 |
| Cash from Investing Activity + | -261 | -136 | -861 | -164 | -165 | -115 | -76 | -85 | -124 | -257 | -102 | -302 |
| Cash from Financing Activity + | -338 | -176 | 593 | 668 | 769 | -339 | -199 | 941 | 638 | 407 | -1,034 | -500 |
| Net Cash Flow | -480 | -531 | 2,189 | 2,867 | -2,388 | 3,920 | -289 | -712 | 107 | -702 | 1,587 | -1,928 |
| CFO/OP | 10 | 4 | 112 | 73 | -70 | 140 | 2 | -31 | 1 | -5 | 40 | -4 |
| Free Cash Flow | -131 | -355 | 1,596 | 2,199 | -3,156 | 4,259 | -90 | -1,653 | -531 | -1,038 | 2,621 | -1,595 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 29.06% | 26.98% | 25.71% | 26.7% | 27.72% | 26.7% | 26.26% | 26.72% | 26.98% | 26.62% | 26.26% | 23.37% |
| Promoters | 63.41% | 59.4% | 59.4% | 59.4% | 59.4% | 59.4% | 59.4% | 59.4% | 59.4% | 59.4% | 59.4% | 59.4% |
| FII | 2.61% | 5.8% | 6.99% | 7.16% | 6.47% | 7.07% | 7.64% | 8.01% | 7.85% | 8.14% | 8.35% | 9.38% |
| DII | 4.92% | 7.81% | 7.9% | 6.74% | 6.41% | 6.82% | 6.69% | 5.87% | 5.76% | 5.84% | 6.0% | 7.85% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| J & K Bank Ltd. (this stock) | 16,195 | 7.03 | 0.95 | 15.4% |
| Sammaan Capital Limited | 16,332 | — | 0.86 | -3.21% |
| Choice International Ltd | 16,759 | 73.5 | 10.03 | 16.1% |
| Five-star Bus Fin Ltd | 15,491 | 98.9 | — | 16.0% |
| Kfin Technologies Limited | 15,365 | 43.8 | 9.16 | 21.6% |
| Computer Age Mngt Ser Ltd | 17,699 | 35.8 | 13.36 | 36.3% |
| Edelweiss Fin Serv Ltd | 13,444 | 21.4 | 2.91 | 14.2% |
Which Mutual Funds Hold J & K Bank Ltd.?
Frequently Asked Questions about J & K Bank Ltd.
J & K Bank Ltd. (J&KBANK) closed at ₹146.1 on NSE on 25 September 2026, down 0.97 (0.66%) from the previous close.
J & K Bank Ltd. trades on the NSE (National Stock Exchange of India) under the symbol J&KBANK.
J & K Bank Ltd. has a trailing twelve-month P/E (price-to-earnings) ratio of 7.03.
J & K Bank Ltd. has a dividend yield of 1.46%.
J & K Bank Ltd.'s 52-week high is ₹202.0 and its 52-week low is ₹97.4.
J & K Bank Ltd. has a market capitalisation of ₹16,195 crore.
J & K Bank Ltd. has a TopFund Quality Score of 61/100 (Average), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
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