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Tata Gilt Securities Fund - Regular Plan - Payout of IDCW Option
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 68/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)5.27%
- Expense ratio (20%)0.3%
- AUM (15%)₹878 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Tata Mutual Fund · Income/Debt Oriented · Gilt Fund
₹22.08
AUM: ₹878 Cr
NAV updated 11 days ago
Plan
Regular
Option
Idcw
Risk
Moderate to High
Expense Ratio
0.3%
Exit Load
Nil
Fund Manager
Naresh Kumar
Inception
Jan 2013
Benchmark
CRISIL Dynamic Gilt Index AIII
Sharpe Ratio
-0.93
Std Dev (1Y)
4.52%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-2.09%
3m
+1.26%
6m
+2.21%
1y
+2.38%
3y
+5.27%
5y
+4.8%
10y
+4.67%
since inception
+3.17%
TopFund's Take on Tata Gilt Securities Fund - Regular Plan - Payout of IDCW Option
Tata Gilt Securities Fund - Regular Plan - Payout of IDCW Option holds up reasonably well within the Gilt Fund category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 68/100.
Cost: At 0.3%, the expense ratio is meaningfully cheaper — about 30% below the Gilt Fund category average of 0.43% (based on 20 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.93 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 4.52% is on the lower side for a Gilt Fund fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Fund Snapshot
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Frequently Asked Questions about Tata Gilt Securities Fund - Regular Plan - Payout of IDCW Option
The current NAV (Net Asset Value) of Tata Gilt Securities Fund - Regular Plan - Payout of IDCW Option is ₹22.08. NAV is updated every business day after market close by AMFI.
1Y: 2.38% · 3Y CAGR: 5.27% · 5Y CAGR: 4.8%
The expense ratio of Tata Gilt Securities Fund - Regular Plan - Payout of IDCW Option is 0.3% per annum. This is the annual fee charged by the fund to manage your investment.
Tata Gilt Securities Fund - Regular Plan - Payout of IDCW Option is managed by Naresh Kumar at Tata Mutual Fund.
Tata Gilt Securities Fund - Regular Plan - Payout of IDCW Option is classified as a Moderate to High risk fund. It is suitable for investors with a moderate risk appetite.
Tata Gilt Securities Fund - Regular Plan - Payout of IDCW Option is a Gilt Fund fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Tata Gilt Securities Fund - Regular Plan - Payout of IDCW Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Tata Gilt Securities Fund - Regular Plan - Payout of IDCW Option is ₹878 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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