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UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 70/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)6.61%
- Expense ratio (20%)0.47%
- AUM (15%)₹420 Cr
Not investment advice — an analytical read of public fund data. Methodology →
UTI Mutual Fund · Debt · Gilt
₹68.14
AUM: ₹419 Cr
NAV updated 11 days ago
Plan
Direct
Option
Growth
Risk
Moderate to High
Expense Ratio
0.47%
Exit Load
Nil
Fund Manager
Amandeep Chopra
Inception
Jan 2013
Benchmark
CRISIL Dynamic Gilt Index
Sharpe Ratio
-0.7
Std Dev (1Y)
2.12%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.97%
3m
+0.51%
6m
+2.22%
1y
+5.13%
3y
+6.61%
5y
+5.69%
10y
+7.0%
since inception
+7.65%
TopFund's Take on UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option
UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option holds up reasonably well within the Gilt category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 70/100.
Cost: At 0.47%, the expense ratio is roughly in line with the Gilt category average of 0.49% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.7 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.12% is on the lower side for a Gilt fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option
The current NAV (Net Asset Value) of UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option is ₹68.14. NAV is updated every business day after market close by AMFI.
1Y: 5.13% · 3Y CAGR: 6.61% · 5Y CAGR: 5.69%
The expense ratio of UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option is 0.47% per annum. This is the annual fee charged by the fund to manage your investment.
UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option is managed by Amandeep Chopra at UTI Mutual Fund.
UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option is classified as a Moderate to High risk fund. It is suitable for investors with a moderate risk appetite.
UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option is a Gilt fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option is ₹420 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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