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UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option
★★★★★ monitor_heart Health Score: 68/100 · GoodUTI Mutual Fund · Debt · Gilt
₹48.9
AUM: ₹423 Cr
NAV updated 5 days ago
Plan
Direct
Option
Growth
Risk
Moderate to High
Expense Ratio
0.69%
Exit Load
Nil
Fund Manager
Amandeep Chopra
Inception
Jan 2013
Benchmark
CRISIL Dynamic Gilt Index
Sharpe Ratio
-0.82
Std Dev (1Y)
2.77%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.74%
3m
+1.57%
6m
+4.04%
1y
+4.32%
3y
+6.97%
5y
+6.09%
10y
+7.41%
since inception
+7.73%
rate_review TopFund's Take on UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option
UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option holds up reasonably well within the Gilt category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 68/100.
Cost: At 0.69%, the expense ratio runs 38% above the Gilt category average of 0.5%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.82 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.77% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
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Frequently Asked Questions about UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option
The current NAV (Net Asset Value) of UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option is ₹48.9. NAV is updated every business day after market close by AMFI.
1Y: 4.32% · 3Y CAGR: 6.97% · 5Y CAGR: 6.09%
The expense ratio is 0.69% per annum — the annual fee deducted from your investment to cover fund management costs.
UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option is managed by Amandeep Chopra at UTI Mutual Fund.
UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option is a Moderate to High risk fund. Suitable for investors with a moderate risk appetite.
UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option is a Gilt fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of UTI - GILT FUND - Discontinued PF Plan Prescribed Date Auto Redemption Option is ₹423 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.