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Motilal Oswal Mutual Fund

Motilal Oswal 5 Year G-Sec Fund Of Fund Direct -Growth

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 68/100 · Good

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)7.32%
  • Expense ratio (20%)0.17%
  • AUM (15%)₹62 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Motilal Oswal Mutual Fund · Debt · Gilt

₹13.31

+0.0 (+0.0%)

AUM: ₹61 Cr

NAV updated 25 days ago

Plan

Direct

Option

Growth

Risk

Moderate to High

Expense Ratio

0.17%

Exit Load

Exit load of 1%, if redeemed within 15 days.

Fund Manager

Abhiroop Mukherjee

Inception

Oct 2021

Benchmark

Nifty 5yr Benchmark G-Sec Index

Sharpe Ratio

-0.14

Std Dev (1Y)

7.45%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-0.95%

3m

+3.05%

6m

+2.82%

1y

+5.58%

3y

+7.32%

5y

—

10y

—

since inception

+5.99%

TopFund's Take on Motilal Oswal 5 Year G-Sec Fund Of Fund Direct -Growth

Motilal Oswal 5 Year G-Sec Fund Of Fund Direct -Growth holds up reasonably well within the Gilt category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 68/100.

Cost: At 0.17%, the expense ratio is meaningfully cheaper — about 65% below the Gilt category average of 0.49% (based on 62 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.14 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 7.45% is on the lower side for a Gilt fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Unspecified 100.23%

Asset Allocation

Mutual Fund 99.86%
Repo 0.37%

Frequently Asked Questions about Motilal Oswal 5 Year G-Sec Fund Of Fund Direct -Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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