info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

SBI Mutual Fund

SBI GILT FUND - DIRECT PLAN - GROWTH

★★★★ monitor_heart Health Score: 75/100 · Good

SBI Mutual Fund · Debt · Gilt

₹72.91

+0.07 (+0.09%) trending_up

AUM: ₹8,454 Cr

NAV updated 14 days ago

Plan

Direct

Option

Growth

Risk

Moderate to High

Expense Ratio

0.5%

Exit Load

Nil

Fund Manager

Dinesh Ahuja

Inception

Jan 2013

Benchmark

NIFTY All Duration G-Sec Index

Sharpe Ratio

-1.08

Std Dev (1Y)

2.88%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+1.51%

3m

+2.84%

6m

+3.61%

1y

+4.1%

3y

+7.03%

5y

+6.61%

10y

+8.05%

since inception

+8.82%

rate_review TopFund's Take on SBI GILT FUND - DIRECT PLAN - GROWTH

SBI GILT FUND - DIRECT PLAN - GROWTH holds up reasonably well within the Gilt category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 75/100.

Cost: At 0.5%, the expense ratio is roughly in line with the Gilt category average of 0.5% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.08 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.88% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

Entities 53.71%
Unspecified 30.58%
Financial 15.71%

pie_chart Asset Allocation

GOI Securities 53.71%
State Development Loan 29.46%
Treasury Bills 9.15%
Repo 5.66%
Net Receivables 2.02%

Frequently Asked Questions about SBI GILT FUND - DIRECT PLAN - GROWTH

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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