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Sundaram Money Market Fund Direct Plan - Income Distribution cum Capital Withdrawal(IDCW)
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 55/100 · Average
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)0.79%
- Expense ratio (20%)0.37%
- AUM (15%)₹71 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Sundaram Mutual Fund · Debt · Money Market Fund
₹10.4
AUM: ₹70 Cr
NAV updated 13 days ago
Plan
Direct
Option
Idcw
Risk
Low to Moderate
Expense Ratio
0.37%
Exit Load
Nil
Fund Manager
Kumaresh Ramakrishnan
Inception
Jan 2026
Sharpe Ratio
-1.06
Std Dev (1Y)
6.11%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.24%
3m
+1.57%
6m
+2.94%
1y
+0.36%
3y
+0.79%
5y
+0.53%
10y
—
since inception
+1.74%
TopFund's Take on Sundaram Money Market Fund Direct Plan - Income Distribution cum Capital Withdrawal(IDCW)
Sundaram Money Market Fund Direct Plan - Income Distribution cum Capital Withdrawal(IDCW) sits in the middle of the pack for Money Market Fund funds, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 55/100.
Cost: At 0.37%, the expense ratio is roughly in line with the Money Market Fund category average of 0.4% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.06 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 6.11% is on the lower side for a Money Market Fund fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Frequently Asked Questions about Sundaram Money Market Fund Direct Plan - Income Distribution cum Capital Withdrawal(IDCW)
The current NAV (Net Asset Value) of Sundaram Money Market Fund Direct Plan - Income Distribution cum Capital Withdrawal(IDCW) is ₹10.4. NAV is updated every business day after market close by AMFI.
1Y: 0.36% · 3Y CAGR: 0.79% · 5Y CAGR: 0.53%
The expense ratio of Sundaram Money Market Fund Direct Plan - Income Distribution cum Capital Withdrawal(IDCW) is 0.37% per annum. This is the annual fee charged by the fund to manage your investment.
Sundaram Money Market Fund Direct Plan - Income Distribution cum Capital Withdrawal(IDCW) is managed by Kumaresh Ramakrishnan at Sundaram Mutual Fund.
Sundaram Money Market Fund Direct Plan - Income Distribution cum Capital Withdrawal(IDCW) is classified as a Low to Moderate risk fund. It is suitable for investors with a moderate risk appetite.
Sundaram Money Market Fund Direct Plan - Income Distribution cum Capital Withdrawal(IDCW) is a Money Market Fund fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Sundaram Money Market Fund Direct Plan - Income Distribution cum Capital Withdrawal(IDCW) with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Sundaram Money Market Fund Direct Plan - Income Distribution cum Capital Withdrawal(IDCW) is ₹71 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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