info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

LIC Mutual Fund

LIC MF Money Market Fund-Direct Plan-Growth

★★★★★ monitor_heart Health Score: 66/100 · Good

LIC Mutual Fund · Debt · Money Market Fund

₹1,289.86

+0.34 (+0.03%) trending_up

AUM: ₹4,897 Cr

NAV updated about 2 months ago

Plan

Direct

Option

Growth

Risk

Low to Moderate

Expense Ratio

0.16%

Exit Load

Nil

Fund Manager

Rahul Singh

Inception

Aug 2022

Benchmark

NIFTY Money Market Index A-I

Sharpe Ratio

0.13

Std Dev (1Y)

0.42%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.52%

3m

+1.65%

6m

+3.02%

1y

+6.16%

3y

+6.7%

5y

10y

since inception

+6.54%

rate_review TopFund's Take on LIC MF Money Market Fund-Direct Plan-Growth

LIC MF Money Market Fund-Direct Plan-Growth holds up reasonably well within the Money Market Fund category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 66/100.

Cost: At 0.16%, the expense ratio is meaningfully cheaper — about 33% below the Money Market Fund category average of 0.24% (based on 64 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.13 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 0.42% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

Financial 90.72%
Entities 3.71%
Materials 2.97%
Real Estate 2.59%
Unspecified 1.00%

pie_chart Asset Allocation

Certificate of Deposit 54.55%
Commercial Paper 30.77%
Treasury Bills 10.96%
GOI Securities 3.71%
Repo 0.78%
Alternative Investment Fund 0.22%

Frequently Asked Questions about LIC MF Money Market Fund-Direct Plan-Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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