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Kotak Mahindra Mutual Fund

Kotak Money Market Fund - (Growth)

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 77/100 · Good

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)7.39%
  • Expense ratio (20%)0.1613%
  • AUM (15%)₹29,764 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Kotak Mahindra Mutual Fund · Debt · Money Market

₹4,910.71

+59.81 (+1.23%)

AUM: ₹29,764 Cr

NAV updated 5 days ago

Plan

Direct

Option

Growth

Risk

Low to Moderate

Expense Ratio

0.1613%

Exit Load

Nil

Fund Manager

Deepak Agrawal

Inception

Jan 2013

Benchmark

CRISIL Money Market A-I Index

Sharpe Ratio

0.3

Std Dev (1Y)

0.5%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.65%

3m

+1.88%

6m

+3.66%

1y

+6.59%

3y

+7.39%

5y

+6.71%

10y

+6.65%

since inception

+34.36%

TopFund's Take on Kotak Money Market Fund - (Growth)

Kotak Money Market Fund - (Growth) holds up reasonably well within the Money Market category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 77/100.

Cost: At 0.1613%, the expense ratio is roughly in line with the Money Market category average of 0.16% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.3 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 0.5% is on the lower side for a Money Market fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 98.01%
Technology 0.73%
Healthcare 0.46%

Asset Allocation

Certificate of Deposit 59.34%
Commercial Paper 25.50%
Treasury Bills 15.01%
Repo 3.67%
Alternative Investment Fund 0.32%
State Development Loan 0.05%

Frequently Asked Questions about Kotak Money Market Fund - (Growth)

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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