info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Kotak Mahindra Mutual Fund

Kotak Money market Fund - (Monthly Payout of Income Distribution cum capital withdrawal option)

★★★★★ monitor_heart Health Score: 70/100 · Good

Kotak Mahindra Mutual Fund · Debt · Money Market Fund

₹1,052.62

+0.23 (+0.02%) trending_up

AUM: ₹31,606 Cr

NAV updated about 2 months ago

Plan

Option

Risk

Low to Moderate

Expense Ratio

0.16%

Exit Load

Nil

Fund Manager

Deepak Agrawal

Inception

Dec 2012

Benchmark

CRISIL Money Market A-I Index

Sharpe Ratio

-3.73

Std Dev (1Y)

1.74%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.49%

3m

+1.59%

6m

+2.97%

1y

+6.03%

3y

+7.33%

5y

+6.49%

10y

+6.64%

since inception

+25.93%

rate_review TopFund's Take on Kotak Money market Fund - (Monthly Payout of Income Distribution cum capital withdrawal option)

Kotak Money market Fund - (Monthly Payout of Income Distribution cum capital withdrawal option) holds up reasonably well within the Money Market Fund category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 70/100.

Cost: At 0.16%, the expense ratio is meaningfully cheaper — about 33% below the Money Market Fund category average of 0.24% (based on 64 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -3.73 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.74% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

Financial 100.51%
Unspecified 2.32%
Healthcare 0.40%
Industrials 0.02%

pie_chart Asset Allocation

Certificate of Deposit 67.31%
Commercial Paper 19.05%
Treasury Bills 15.11%
Repo 0.89%
State Development Loan 0.61%
Alternative Investment Fund 0.28%

Frequently Asked Questions about Kotak Money market Fund - (Monthly Payout of Income Distribution cum capital withdrawal option)

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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