Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Bajaj Finserv Mutual Fund

Bajaj Finserv Money Market Fund-Direct Plan-Growth

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 75/100 · Good

How this score is calculated

  • Star rating (35%)4/5
  • 3Y CAGR (30%)7.4%
  • Expense ratio (20%)0.13%
  • AUM (15%)₹5,326 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Bajaj Finserv Mutual Fund · Debt · Money Market

₹1,255.43

+0.0 (+0.0%)

AUM: ₹5,325 Cr

NAV updated 12 days ago

Plan

Direct

Option

Growth

Risk

Low to Moderate

Expense Ratio

0.13%

Exit Load

Nil

Fund Manager

Siddharth Chaudhary

Inception

Jul 2023

Benchmark

NIFTY Money Market Index A-I

Sharpe Ratio

0.74

Std Dev (1Y)

0.5%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.56%

3m

+2.04%

6m

+3.57%

1y

+6.62%

3y

+7.4%

5y

—

10y

—

since inception

+7.5%

TopFund's Take on Bajaj Finserv Money Market Fund-Direct Plan-Growth

Bajaj Finserv Money Market Fund-Direct Plan-Growth holds up reasonably well within the Money Market category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 75/100.

Cost: At 0.13%, the expense ratio is meaningfully cheaper — about 19% below the Money Market category average of 0.16% (based on 148 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a moderate Sharpe ratio of 0.74 — decent risk-adjusted performance, without being exceptional. Separately, annualised volatility of 0.5% is on the lower side for a Money Market fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 86.55%
Industrials 0.98%

Asset Allocation

Certificate of Deposit 58.61%
Commercial Paper 22.68%
CBLO 11.00%
Treasury Bills 5.71%
State Development Loan 4.49%
Alternative Investment Fund 0.29%

Frequently Asked Questions about Bajaj Finserv Money Market Fund-Direct Plan-Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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