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Invesco India Credit Risk Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment)
★★★★★ monitor_heart Health Score: 81/100 · ExcellentInvesco Mutual Fund · Debt · Credit Risk Fund
₹2,071.45
AUM: ₹160 Cr
NAV updated about 1 month ago
Plan
Regular
Option
Idcw
Risk
Moderate to High
Expense Ratio
0.28%
Exit Load
Exit load of 1%, if redeemed within 1 year.
Fund Manager
Nitish Sikand
Inception
Sep 2014
Benchmark
NIFTY Credit Risk Bond Index B-II
Sharpe Ratio
0.26
Std Dev (1Y)
1.7%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.3%
3m
+3.09%
6m
+4.47%
1y
+7.58%
3y
+9.56%
5y
+8.38%
10y
+6.8%
since inception
+6.3%
rate_review TopFund's Take on Invesco India Credit Risk Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment)
Invesco India Credit Risk Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment) ranks among the stronger performers in the Credit Risk Fund category, backed by a 5-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 81/100.
Cost: At 0.28%, the expense ratio is meaningfully cheaper — about 60% below the Credit Risk Fund category average of 0.7% (based on 92 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.26 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 1.7% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
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info Fund Snapshot
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Frequently Asked Questions about Invesco India Credit Risk Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment)
The current NAV (Net Asset Value) of Invesco India Credit Risk Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment) is ₹2071.45. NAV is updated every business day after market close by AMFI.
1Y: 7.58% · 3Y CAGR: 9.56% · 5Y CAGR: 8.38%
The expense ratio is 0.28% per annum — the annual fee deducted from your investment to cover fund management costs.
Invesco India Credit Risk Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment) is managed by Nitish Sikand at Invesco Mutual Fund.
Invesco India Credit Risk Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment) is a Moderate to High risk fund. Suitable for investors with a moderate risk appetite.
Invesco India Credit Risk Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment) is a Credit Risk Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Invesco India Credit Risk Fund - Regular Plan - Discretionary IDCW (Payout / Reinvestment) is ₹160 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.