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Nippon India Credit Risk Fund - Direct Plan - Growth Plan
★★★★★ monitor_heart Health Score: 75/100 · GoodNippon India Mutual Fund · Debt · Credit Risk Fund
₹41.93
AUM: ₹1,410 Cr
NAV updated about 1 month ago
Plan
Direct
Option
Growth
Risk
Moderate to High
Expense Ratio
0.59%
Exit Load
Exit load of 1% if units in excess of 10% are redeemed within 12 months
Fund Manager
Prashant R.Pimple
Inception
Dec 2012
Benchmark
CRISIL Credit Risk Debt B-II Index
Sharpe Ratio
1.72
Std Dev (1Y)
0.98%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.33%
3m
+2.14%
6m
+4.04%
1y
+8.15%
3y
+8.96%
5y
+9.19%
10y
+6.74%
since inception
+7.61%
rate_review TopFund's Take on Nippon India Credit Risk Fund - Direct Plan - Growth Plan
Nippon India Credit Risk Fund - Direct Plan - Growth Plan holds up reasonably well within the Credit Risk Fund category, backed by a 4-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 75/100.
Cost: At 0.59%, the expense ratio is meaningfully cheaper — about 16% below the Credit Risk Fund category average of 0.7% (based on 92 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a strong Sharpe ratio of 1.72 — the fund has generated solid returns relative to the volatility it exposed investors to. Separately, annualised volatility of 0.98% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Nippon India Credit Risk Fund - Direct Plan - Growth Plan
The current NAV (Net Asset Value) of Nippon India Credit Risk Fund - Direct Plan - Growth Plan is ₹41.93. NAV is updated every business day after market close by AMFI.
1Y: 8.15% · 3Y CAGR: 8.96% · 5Y CAGR: 9.19%
The expense ratio is 0.59% per annum — the annual fee deducted from your investment to cover fund management costs.
Nippon India Credit Risk Fund - Direct Plan - Growth Plan is managed by Prashant R.Pimple at Nippon India Mutual Fund.
Nippon India Credit Risk Fund - Direct Plan - Growth Plan is a Moderate to High risk fund. Suitable for investors with a moderate risk appetite.
Nippon India Credit Risk Fund - Direct Plan - Growth Plan is a Credit Risk Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Nippon India Credit Risk Fund - Direct Plan - Growth Plan is ₹1,410 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.