Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 80/100 · Excellent
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)13.06%
- Expense ratio (20%)0.8%
- AUM (15%)₹1,600 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Aditya Birla Sun Life Mutual Fund · Debt · Credit Risk
₹28.17
AUM: ₹1,599 Cr
NAV updated 2 days ago
Plan
Direct
Option
Growth
Risk
Moderate to High
Expense Ratio
0.8%
Exit Load
Exit load of 1%, if redeemed within 1 Year.
Fund Manager
Maneesh Dangi, Sunaina da Cunha
Inception
Apr 2015
Benchmark
CRISIL Credit Risk Debt B-II Index
Sharpe Ratio
1.76
Std Dev (1Y)
3.61%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.31%
3m
+1.81%
6m
+5.04%
1y
+12.49%
3y
+13.06%
5y
+10.87%
10y
+9.31%
since inception
+9.47%
TopFund's Take on Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth ranks among the stronger performers in the Credit Risk category, backed by a 4-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 80/100.
Cost: At 0.8%, the expense ratio runs 18% above the Credit Risk category average of 0.68%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a strong Sharpe ratio of 1.76 — the fund has generated solid returns relative to the volatility it exposed investors to. Separately, annualised volatility of 3.61% is on the lower side for a Credit Risk fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth
The current NAV (Net Asset Value) of Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth is ₹28.17. NAV is updated every business day after market close by AMFI.
1Y: 12.49% · 3Y CAGR: 13.06% · 5Y CAGR: 10.87%
The expense ratio of Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth is 0.8% per annum. This is the annual fee charged by the fund to manage your investment.
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth is managed by Maneesh Dangi, Sunaina da Cunha at Aditya Birla Sun Life Mutual Fund.
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth is classified as a Moderate to High risk fund. It is suitable for investors with a moderate risk appetite.
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth is a Credit Risk fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth is ₹1,600 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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