Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Invesco India Credit Risk Fund - Direct Plan - Growth
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 5/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 81/100 · Excellent
How this score is calculated
- Star rating (35%)5/5
- 3Y CAGR (30%)9.5%
- Expense ratio (20%)0.28%
- AUM (15%)₹167 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Invesco Mutual Fund · Debt · Credit Risk
₹2,349.9
AUM: ₹167 Cr
NAV updated 2 days ago
Plan
Direct
Option
Growth
Risk
Moderate to High
Expense Ratio
0.28%
Exit Load
Exit load of 1%, if redeemed within 1 year.
Fund Manager
Nitish Sikand
Inception
Sep 2014
Benchmark
NIFTY Credit Risk Bond Index B-II
Sharpe Ratio
1.02
Std Dev (1Y)
1.69%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.05%
3m
+1.25%
6m
+4.81%
1y
+7.76%
3y
+9.5%
5y
+8.38%
10y
+6.55%
since inception
+7.34%
TopFund's Take on Invesco India Credit Risk Fund - Direct Plan - Growth
Invesco India Credit Risk Fund - Direct Plan - Growth ranks among the stronger performers in the Credit Risk category, backed by a 5-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 81/100.
Cost: At 0.28%, the expense ratio is meaningfully cheaper — about 59% below the Credit Risk category average of 0.68% (based on 80 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a strong Sharpe ratio of 1.02 — the fund has generated solid returns relative to the volatility it exposed investors to. Separately, annualised volatility of 1.69% is on the lower side for a Credit Risk fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Similar Funds
Nippon India Credit Risk Fund - Direct Plan - Growth Plan
Nippon India Mutual Fund
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth
Aditya Birla Sun Life Mutual Fund
Nippon India Credit Risk Fund - Institutional Growth Plan
Nippon India Mutual Fund
Nippon India Credit Risk Fund - Growth Plan
Nippon India Mutual Fund
UTI Credit Risk Fund - Direct Plan - Growth Option
UTI Mutual Fund
ICICI Prudential Credit Risk Fund - Direct Plan - Growth
ICICI Prudential Mutual Fund
Tools & Guides for This Fund
Frequently Asked Questions about Invesco India Credit Risk Fund - Direct Plan - Growth
The current NAV (Net Asset Value) of Invesco India Credit Risk Fund - Direct Plan - Growth is ₹2349.9. NAV is updated every business day after market close by AMFI.
1Y: 7.76% · 3Y CAGR: 9.5% · 5Y CAGR: 8.38%
The expense ratio of Invesco India Credit Risk Fund - Direct Plan - Growth is 0.28% per annum. This is the annual fee charged by the fund to manage your investment.
Invesco India Credit Risk Fund - Direct Plan - Growth is managed by Nitish Sikand at Invesco Mutual Fund.
Invesco India Credit Risk Fund - Direct Plan - Growth is classified as a Moderate to High risk fund. It is suitable for investors with a moderate risk appetite.
Invesco India Credit Risk Fund - Direct Plan - Growth is a Credit Risk fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Invesco India Credit Risk Fund - Direct Plan - Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Invesco India Credit Risk Fund - Direct Plan - Growth is ₹167 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
Discussion
User-generated content — not investment advice, and not verified or endorsed by TopFund.
No comments yet — start the discussion.