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ICICI Prudential Credit Risk Fund - Growth
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 67/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)9.06%
- Expense ratio (20%)0.8%
- AUM (15%)₹6,333 Cr
Not investment advice — an analytical read of public fund data. Methodology →
ICICI Prudential Mutual Fund · Debt · Credit Risk
₹38.71
AUM: ₹6,332 Cr
NAV updated 2 days ago
Plan
Direct
Option
Growth
Risk
Moderate to High
Expense Ratio
0.8%
Exit Load
Exit load of 1% if units in excess of 10% are redeemed or switched-out within 1 year
Fund Manager
Manish Banthia, Akhil Kakkar
Inception
Jan 2013
Benchmark
CRISIL Credit Risk Debt B-II Index
Sharpe Ratio
0.77
Std Dev (1Y)
1.31%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.21%
3m
+1.77%
6m
+4.37%
1y
+8.18%
3y
+9.06%
5y
+8.02%
10y
+8.42%
since inception
+8.21%
TopFund's Take on ICICI Prudential Credit Risk Fund - Growth
ICICI Prudential Credit Risk Fund - Growth holds up reasonably well within the Credit Risk category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 67/100.
Cost: At 0.8%, the expense ratio runs 18% above the Credit Risk category average of 0.68%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a moderate Sharpe ratio of 0.77 — decent risk-adjusted performance, without being exceptional. Separately, annualised volatility of 1.31% is on the lower side for a Credit Risk fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about ICICI Prudential Credit Risk Fund - Growth
The current NAV (Net Asset Value) of ICICI Prudential Credit Risk Fund - Growth is ₹38.71. NAV is updated every business day after market close by AMFI.
1Y: 8.18% · 3Y CAGR: 9.06% · 5Y CAGR: 8.02%
The expense ratio of ICICI Prudential Credit Risk Fund - Growth is 0.8% per annum. This is the annual fee charged by the fund to manage your investment.
ICICI Prudential Credit Risk Fund - Growth is managed by Manish Banthia, Akhil Kakkar at ICICI Prudential Mutual Fund.
ICICI Prudential Credit Risk Fund - Growth is classified as a Moderate to High risk fund. It is suitable for investors with a moderate risk appetite.
ICICI Prudential Credit Risk Fund - Growth is a Credit Risk fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in ICICI Prudential Credit Risk Fund - Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of ICICI Prudential Credit Risk Fund - Growth is ₹6,333 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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