Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
HSBC Gilt Fund - Direct Quarterly IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 53/100 · Average
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)5.9%
- Expense ratio (20%)0.5%
- AUM (15%)₹156 Cr
Not investment advice — an analytical read of public fund data. Methodology →
HSBC Mutual Fund · Debt · Gilt
₹77.39
AUM: ₹155 Cr
NAV updated 5 days ago
Plan
Direct
Option
Idcw
Risk
Moderate to High
Expense Ratio
0.5%
Exit Load
Nil
Fund Manager
Shriram Ramanathan
Inception
Jan 2013
Benchmark
NIFTY All Duration G-Sec Index
Sharpe Ratio
-2.03
Std Dev (1Y)
4.8%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.47%
3m
+0.11%
6m
+2.93%
1y
+2.46%
3y
+5.9%
5y
+5.19%
10y
+6.38%
since inception
-1.29%
TopFund's Take on HSBC Gilt Fund - Direct Quarterly IDCW
HSBC Gilt Fund - Direct Quarterly IDCW sits in the middle of the pack for Gilt funds, currently carrying a 2-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 53/100.
Cost: At 0.5%, the expense ratio is roughly in line with the Gilt category average of 0.49% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -2.03 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 4.8% is on the lower side for a Gilt fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about HSBC Gilt Fund - Direct Quarterly IDCW
The current NAV (Net Asset Value) of HSBC Gilt Fund - Direct Quarterly IDCW is ₹77.39. NAV is updated every business day after market close by AMFI.
1Y: 2.46% · 3Y CAGR: 5.9% · 5Y CAGR: 5.19%
The expense ratio of HSBC Gilt Fund - Direct Quarterly IDCW is 0.5% per annum. This is the annual fee charged by the fund to manage your investment.
HSBC Gilt Fund - Direct Quarterly IDCW is managed by Shriram Ramanathan at HSBC Mutual Fund.
HSBC Gilt Fund - Direct Quarterly IDCW is classified as a Moderate to High risk fund. It is suitable for investors with a moderate risk appetite.
HSBC Gilt Fund - Direct Quarterly IDCW is a Gilt fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in HSBC Gilt Fund - Direct Quarterly IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of HSBC Gilt Fund - Direct Quarterly IDCW is ₹156 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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