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HDFC Credit Risk Debt Fund - Quarterly IDCW - Direct Plan
★★★★★ monitor_heart Health Score: 56/100 · AverageHDFC Mutual Fund · Debt · Credit Risk Fund
₹10.83
AUM: ₹7,522 Cr
NAV updated about 1 month ago
Plan
Direct
Option
Idcw
Risk
Moderate to High
Expense Ratio
1.01%
Exit Load
Exit load for units in excess of 15% of the investment, 1% will be charged for redemption within 12 months and 0.50% if redeemed after 12 months but within 18 months.
Fund Manager
Shobhit Mehrotra
Inception
Mar 2014
Benchmark
NIFTY Credit Risk Bond Index B-II
Sharpe Ratio
-1.51
Std Dev (1Y)
2.79%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.22%
3m
+1.99%
6m
+3.49%
1y
+7.03%
3y
+8.08%
5y
+7.16%
10y
+8.11%
since inception
+0.73%
rate_review TopFund's Take on HDFC Credit Risk Debt Fund - Quarterly IDCW - Direct Plan
HDFC Credit Risk Debt Fund - Quarterly IDCW - Direct Plan sits in the middle of the pack for Credit Risk Fund funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 56/100.
Cost: At 1.01%, the expense ratio runs 44% above the Credit Risk Fund category average of 0.7%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.51 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.79% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about HDFC Credit Risk Debt Fund - Quarterly IDCW - Direct Plan
The current NAV (Net Asset Value) of HDFC Credit Risk Debt Fund - Quarterly IDCW - Direct Plan is ₹10.83. NAV is updated every business day after market close by AMFI.
1Y: 7.03% · 3Y CAGR: 8.08% · 5Y CAGR: 7.16%
The expense ratio is 1.01% per annum — the annual fee deducted from your investment to cover fund management costs.
HDFC Credit Risk Debt Fund - Quarterly IDCW - Direct Plan is managed by Shobhit Mehrotra at HDFC Mutual Fund.
HDFC Credit Risk Debt Fund - Quarterly IDCW - Direct Plan is a Moderate to High risk fund. Suitable for investors with a moderate risk appetite.
HDFC Credit Risk Debt Fund - Quarterly IDCW - Direct Plan is a Credit Risk Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of HDFC Credit Risk Debt Fund - Quarterly IDCW - Direct Plan is ₹7,523 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.