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Groww Gilt Fund - Regular - Growth
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 82/100 · Excellent
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)21.69%
- Expense ratio (20%)0.57%
- AUM (15%)₹35 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Groww Mutual Fund · Debt · Gilt
₹10.03
AUM: ₹35 Cr
NAV updated 8 days ago
Plan
Regular
Option
Growth
Risk
Moderate to High
Expense Ratio
0.57%
Exit Load
Nil
Fund Manager
Kaustubh Sule
Inception
May 2025
Benchmark
CRISIL Dynamic Gilt Index
Sharpe Ratio
-1.87
Std Dev (1Y)
3.17%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.36%
3m
+0.61%
6m
+1.27%
1y
+1.69%
3y
+21.69%
5y
+20.45%
10y
+18.75%
since inception
-1.14%
TopFund's Take on Groww Gilt Fund - Regular - Growth
Groww Gilt Fund - Regular - Growth ranks among the stronger performers in the Gilt category, backed by a 4-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 82/100.
Cost: At 0.57%, the expense ratio runs 16% above the Gilt category average of 0.49%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.87 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.17% is on the lower side for a Gilt fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Groww Gilt Fund - Regular - Growth
The current NAV (Net Asset Value) of Groww Gilt Fund - Regular - Growth is ₹10.03. NAV is updated every business day after market close by AMFI.
1Y: 1.69% · 3Y CAGR: 21.69% · 5Y CAGR: 20.45%
The expense ratio of Groww Gilt Fund - Regular - Growth is 0.57% per annum. This is the annual fee charged by the fund to manage your investment.
Groww Gilt Fund - Regular - Growth is managed by Kaustubh Sule at Groww Mutual Fund.
Groww Gilt Fund - Regular - Growth is classified as a Moderate to High risk fund. It is suitable for investors with a moderate risk appetite.
Groww Gilt Fund - Regular - Growth is a Gilt fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Groww Gilt Fund - Regular - Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Groww Gilt Fund - Regular - Growth is ₹35 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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