info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Franklin Templeton Mutual Fund

Franklin India Money Market Fund - Growth Option

★★★★ monitor_heart Health Score: 74/100 · Good

Franklin Templeton Mutual Fund · Debt · Money Market Fund

₹53.63

+0.01 (+0.02%) trending_up

AUM: ₹4,442 Cr

NAV updated about 2 months ago

Plan

Option

Growth

Risk

Low to Moderate

Expense Ratio

0.14%

Exit Load

Nil

Fund Manager

Sachin Padwal-Desai, Pallab Roy

Inception

Jan 2013

Benchmark

NIFTY Money Market Index A-I

Sharpe Ratio

-0.62

Std Dev (1Y)

0.46%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.5%

3m

+1.55%

6m

+2.96%

1y

+6.0%

3y

+7.34%

5y

+6.42%

10y

+6.81%

since inception

+7.38%

rate_review TopFund's Take on Franklin India Money Market Fund - Growth Option

Franklin India Money Market Fund - Growth Option holds up reasonably well within the Money Market Fund category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 74/100.

Cost: At 0.14%, the expense ratio is meaningfully cheaper — about 48% below the Money Market Fund category average of 0.27% (based on 48 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.62 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.46% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

Financial 84.51%
Unspecified 29.71%
Real Estate 4.35%

pie_chart Asset Allocation

Certificate of Deposit 61.03%
Commercial Paper 27.78%
Cash Margin 18.57%
Cash/Net Current Assets 10.77%
Alternative Investment Fund 0.25%
State Development Loan 0.12%
Treasury Bills 0.05%

Frequently Asked Questions about Franklin India Money Market Fund - Growth Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

1