info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Franklin Templeton Mutual Fund

Franklin India Money Market Fund - Direct - Growth

★★★★ monitor_heart Health Score: 74/100 · Good

Franklin Templeton Mutual Fund · Debt · Money Market

₹55.5

+0.01 (+0.02%) trending_up

AUM: ₹3,919 Cr

NAV updated 7 days ago

Plan

Direct

Option

Growth

Risk

Low to Moderate

Expense Ratio

0.14%

Exit Load

Nil

Fund Manager

Sachin Padwal-Desai, Pallab Roy

Inception

Jan 2013

Benchmark

NIFTY Money Market Index A-I

Sharpe Ratio

0.24

Std Dev (1Y)

0.49%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.67%

3m

+1.55%

6m

+3.27%

1y

+6.26%

3y

+7.37%

5y

+6.51%

10y

+6.8%

since inception

+7.44%

rate_review TopFund's Take on Franklin India Money Market Fund - Direct - Growth

Franklin India Money Market Fund - Direct - Growth holds up reasonably well within the Money Market category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 74/100.

Cost: At 0.14%, the expense ratio is meaningfully cheaper — about 12% below the Money Market category average of 0.16% (based on 117 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.24 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 0.49% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

Financial 84.63%
Unspecified 31.46%
Real Estate 4.86%

pie_chart Asset Allocation

Certificate of Deposit 58.05%
Commercial Paper 30.29%
Cash Margin 20.42%
State Development Loan 11.03%
Treasury Bills 0.89%
Alternative Investment Fund 0.27%

Frequently Asked Questions about Franklin India Money Market Fund - Direct - Growth

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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