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DSP Credit Risk Fund - Regular Plan - IDCW - Daily
★★★★★ monitor_heart Health Score: 72/100 · GoodDSP Mutual Fund · Debt · Credit Risk Fund
₹11.11
AUM: ₹257 Cr
NAV updated about 1 month ago
Plan
Regular
Option
Idcw
Risk
Moderate to High
Expense Ratio
0.46%
Exit Load
Exit load of 3%, if redeemed within 12 months.
Fund Manager
Laukik Bagwe, Pankaj Sharma
Inception
Jan 2013
Benchmark
CRISIL Credit Risk Debt B-II Index
Sharpe Ratio
-3.16
Std Dev (1Y)
2.16%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.21%
3m
+6.91%
6m
+7.24%
1y
+10.0%
3y
+16.59%
5y
+13.02%
10y
+8.88%
since inception
+0.5%
rate_review TopFund's Take on DSP Credit Risk Fund - Regular Plan - IDCW - Daily
DSP Credit Risk Fund - Regular Plan - IDCW - Daily holds up reasonably well within the Credit Risk Fund category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 72/100.
Cost: At 0.46%, the expense ratio is meaningfully cheaper — about 34% below the Credit Risk Fund category average of 0.7% (based on 92 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -3.16 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.16% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about DSP Credit Risk Fund - Regular Plan - IDCW - Daily
The current NAV (Net Asset Value) of DSP Credit Risk Fund - Regular Plan - IDCW - Daily is ₹11.11. NAV is updated every business day after market close by AMFI.
1Y: 10.0% · 3Y CAGR: 16.59% · 5Y CAGR: 13.02%
The expense ratio is 0.46% per annum — the annual fee deducted from your investment to cover fund management costs.
DSP Credit Risk Fund - Regular Plan - IDCW - Daily is managed by Laukik Bagwe, Pankaj Sharma at DSP Mutual Fund.
DSP Credit Risk Fund - Regular Plan - IDCW - Daily is a Moderate to High risk fund. Suitable for investors with a moderate risk appetite.
DSP Credit Risk Fund - Regular Plan - IDCW - Daily is a Credit Risk Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of DSP Credit Risk Fund - Regular Plan - IDCW - Daily is ₹258 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.