Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
DSP Credit Risk Fund - Direct Plan - IDCW - Quarterly
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 1/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 65/100 · Good
How this score is calculated
- Star rating (35%)1/5
- 3Y CAGR (30%)16.7%
- Expense ratio (20%)0.43%
- AUM (15%)₹310 Cr
Not investment advice — an analytical read of public fund data. Methodology →
DSP Mutual Fund · Debt · Credit Risk
₹60.86
AUM: ₹309 Cr
NAV updated 2 days ago
Plan
Direct
Option
Idcw
Risk
Moderate to High
Expense Ratio
0.43%
Exit Load
Exit load of 3%, if redeemed within 12 months.
Fund Manager
Laukik Bagwe, Pankaj Sharma
Inception
Jan 2013
Benchmark
CRISIL Credit Risk Debt B-II Index
Sharpe Ratio
-0.47
Std Dev (1Y)
9.51%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.23%
3m
+1.22%
6m
+9.4%
1y
+11.03%
3y
+16.7%
5y
+13.34%
10y
+8.72%
since inception
+1.05%
TopFund's Take on DSP Credit Risk Fund - Direct Plan - IDCW - Quarterly
DSP Credit Risk Fund - Direct Plan - IDCW - Quarterly holds up reasonably well within the Credit Risk category, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 65/100.
Cost: At 0.43%, the expense ratio is meaningfully cheaper — about 37% below the Credit Risk category average of 0.68% (based on 80 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.47 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 9.51% is on the lower side for a Credit Risk fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about DSP Credit Risk Fund - Direct Plan - IDCW - Quarterly
The current NAV (Net Asset Value) of DSP Credit Risk Fund - Direct Plan - IDCW - Quarterly is ₹60.86. NAV is updated every business day after market close by AMFI.
1Y: 11.03% · 3Y CAGR: 16.7% · 5Y CAGR: 13.34%
The expense ratio of DSP Credit Risk Fund - Direct Plan - IDCW - Quarterly is 0.43% per annum. This is the annual fee charged by the fund to manage your investment.
DSP Credit Risk Fund - Direct Plan - IDCW - Quarterly is managed by Laukik Bagwe, Pankaj Sharma at DSP Mutual Fund.
DSP Credit Risk Fund - Direct Plan - IDCW - Quarterly is classified as a Moderate to High risk fund. It is suitable for investors with a moderate risk appetite.
DSP Credit Risk Fund - Direct Plan - IDCW - Quarterly is a Credit Risk fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in DSP Credit Risk Fund - Direct Plan - IDCW - Quarterly with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of DSP Credit Risk Fund - Direct Plan - IDCW - Quarterly is ₹310 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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