Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Bandhan Gilt Fund - Regular Plan - Quarterly IDCW
★★★★★ monitor_heart Health Score: 69/100 · GoodIDFC Mutual Fund · Debt · Target Maturity
₹11.94
AUM: ₹89 Cr
NAV updated 6 days ago
Plan
Regular
Option
Idcw
Risk
Moderate
Expense Ratio
0.09%
Exit Load
Nil
Fund Manager
Harshal Joshi
Inception
Nov 2022
Benchmark
CRISIL IBX 90:10 SDL Plus Gilt Index - Nov 2026
Sharpe Ratio
-1.05
Std Dev (1Y)
4.58%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.44%
3m
+1.36%
6m
+2.84%
1y
+5.83%
3y
+7.28%
5y
+0.73%
10y
+0.59%
since inception
+1.33%
rate_review TopFund's Take on Bandhan Gilt Fund - Regular Plan - Quarterly IDCW
Bandhan Gilt Fund - Regular Plan - Quarterly IDCW holds up reasonably well within the Target Maturity category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 69/100.
Cost: At 0.09%, the expense ratio is meaningfully cheaper — about 47% below the Target Maturity category average of 0.17% (based on 119 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.05 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 4.58% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about Bandhan Gilt Fund - Regular Plan - Quarterly IDCW
The current NAV (Net Asset Value) of Bandhan Gilt Fund - Regular Plan - Quarterly IDCW is ₹11.94. NAV is updated every business day after market close by AMFI.
1Y: 5.83% · 3Y CAGR: 7.28% · 5Y CAGR: 0.73%
The expense ratio is 0.09% per annum — the annual fee deducted from your investment to cover fund management costs.
Bandhan Gilt Fund - Regular Plan - Quarterly IDCW is managed by Harshal Joshi at IDFC Mutual Fund.
Bandhan Gilt Fund - Regular Plan - Quarterly IDCW is a Moderate risk fund. Suitable for investors with a moderate risk appetite.
Bandhan Gilt Fund - Regular Plan - Quarterly IDCW is a Target Maturity fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Bandhan Gilt Fund - Regular Plan - Quarterly IDCW is ₹90 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.