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BANDHAN Credit Risk Fund - Regular Plan Periodic IDCW
★★★★★ monitor_heart Health Score: 54/100 · AverageBandhan Mutual Fund · Debt · Credit Risk Fund
₹13.41
AUM: ₹228 Cr
NAV updated about 1 month ago
Plan
Regular
Option
Idcw
Risk
Moderate to High
Expense Ratio
0.66%
Exit Load
Exit load of 1% if redeemed within 365 days.
Fund Manager
Arvind Subramanian, Khushboo Sharma
Inception
Mar 2017
Benchmark
NIFTY Credit Risk Bond Index B-II
Sharpe Ratio
-1.87
Std Dev (1Y)
1.06%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.18%
3m
+1.93%
6m
+2.91%
1y
+5.46%
3y
+7.23%
5y
+6.4%
10y
—
since inception
+3.13%
rate_review TopFund's Take on BANDHAN Credit Risk Fund - Regular Plan Periodic IDCW
BANDHAN Credit Risk Fund - Regular Plan Periodic IDCW sits in the middle of the pack for Credit Risk Fund funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 54/100.
Cost: At 0.66%, the expense ratio is roughly in line with the Credit Risk Fund category average of 0.7% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.87 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 1.06% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about BANDHAN Credit Risk Fund - Regular Plan Periodic IDCW
The current NAV (Net Asset Value) of BANDHAN Credit Risk Fund - Regular Plan Periodic IDCW is ₹13.41. NAV is updated every business day after market close by AMFI.
1Y: 5.46% · 3Y CAGR: 7.23% · 5Y CAGR: 6.4%
The expense ratio is 0.66% per annum — the annual fee deducted from your investment to cover fund management costs.
BANDHAN Credit Risk Fund - Regular Plan Periodic IDCW is managed by Arvind Subramanian, Khushboo Sharma at Bandhan Mutual Fund.
BANDHAN Credit Risk Fund - Regular Plan Periodic IDCW is a Moderate to High risk fund. Suitable for investors with a moderate risk appetite.
BANDHAN Credit Risk Fund - Regular Plan Periodic IDCW is a Credit Risk Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of BANDHAN Credit Risk Fund - Regular Plan Periodic IDCW is ₹229 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.