Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
BANDHAN Credit Risk Fund-Direct Plan-Quarterly IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 54/100 · Average
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)7.27%
- Expense ratio (20%)0.66%
- AUM (15%)₹224 Cr
Not investment advice — an analytical read of public fund data. Methodology →
IDFC Mutual Fund · Debt · Credit Risk
₹19.07
AUM: ₹224 Cr
NAV updated 2 days ago
Plan
Direct
Option
Idcw
Risk
Moderate to High
Expense Ratio
0.66%
Exit Load
Exit load of 1% if redeemed within 365 days.
Fund Manager
Arvind Subramanian, Khushboo Sharma
Inception
Mar 2017
Benchmark
NIFTY Credit Risk Bond Index B-II
Sharpe Ratio
-1.9
Std Dev (1Y)
2.56%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.27%
3m
+1.25%
6m
+3.54%
1y
+5.74%
3y
+7.27%
5y
+6.3%
10y
—
since inception
+0.87%
TopFund's Take on BANDHAN Credit Risk Fund-Direct Plan-Quarterly IDCW
BANDHAN Credit Risk Fund-Direct Plan-Quarterly IDCW sits in the middle of the pack for Credit Risk funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 54/100.
Cost: At 0.66%, the expense ratio is roughly in line with the Credit Risk category average of 0.68% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.9 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.56% is on the lower side for a Credit Risk fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Similar Funds
Invesco India Credit Risk Fund - Direct Plan - Growth
Invesco Mutual Fund
Nippon India Credit Risk Fund - Growth Plan
Nippon India Mutual Fund
Nippon India Credit Risk Fund - Direct Plan - Growth Plan
Nippon India Mutual Fund
Nippon India Credit Risk Fund - Institutional Growth Plan
Nippon India Mutual Fund
Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth
Aditya Birla Sun Life Mutual Fund
UTI Credit Risk Fund - Direct Plan - Growth Option
UTI Mutual Fund
Tools & Guides for This Fund
Frequently Asked Questions about BANDHAN Credit Risk Fund-Direct Plan-Quarterly IDCW
The current NAV (Net Asset Value) of BANDHAN Credit Risk Fund-Direct Plan-Quarterly IDCW is ₹19.07. NAV is updated every business day after market close by AMFI.
1Y: 5.74% · 3Y CAGR: 7.27% · 5Y CAGR: 6.3%
The expense ratio of BANDHAN Credit Risk Fund-Direct Plan-Quarterly IDCW is 0.66% per annum. This is the annual fee charged by the fund to manage your investment.
BANDHAN Credit Risk Fund-Direct Plan-Quarterly IDCW is managed by Arvind Subramanian, Khushboo Sharma at IDFC Mutual Fund.
BANDHAN Credit Risk Fund-Direct Plan-Quarterly IDCW is classified as a Moderate to High risk fund. It is suitable for investors with a moderate risk appetite.
BANDHAN Credit Risk Fund-Direct Plan-Quarterly IDCW is a Credit Risk fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in BANDHAN Credit Risk Fund-Direct Plan-Quarterly IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of BANDHAN Credit Risk Fund-Direct Plan-Quarterly IDCW is ₹224 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
Discussion
User-generated content — not investment advice, and not verified or endorsed by TopFund.
No comments yet — start the discussion.