Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Bajaj Finserv Gilt Fund - Direct - IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 65/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)—
- Expense ratio (20%)0.47%
- AUM (15%)₹28 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Bajaj Finserv Mutual Fund · Debt · Gilt
₹1,076.32
AUM: ₹28 Cr
NAV updated 11 days ago
Plan
Direct
Option
Idcw
Risk
Moderate to High
Expense Ratio
0.47%
Exit Load
Nil
Fund Manager
Nimesh Chandan
Inception
Jan 2025
Benchmark
CRISIL Dynamic Gilt Index
Sharpe Ratio
-0.63
Std Dev (1Y)
3.19%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.73%
3m
+1.96%
6m
+3.64%
1y
+4.43%
3y
—
5y
—
10y
—
since inception
+4.48%
TopFund's Take on Bajaj Finserv Gilt Fund - Direct - IDCW
Bajaj Finserv Gilt Fund - Direct - IDCW holds up reasonably well within the Gilt category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 65/100.
Cost: At 0.47%, the expense ratio is roughly in line with the Gilt category average of 0.49% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.63 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.19% is on the lower side for a Gilt fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to conservative investors prioritising capital stability and predictable income over high growth.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Bajaj Finserv Gilt Fund - Direct - IDCW
The current NAV (Net Asset Value) of Bajaj Finserv Gilt Fund - Direct - IDCW is ₹1076.32. NAV is updated every business day after market close by AMFI.
1Y: 4.43%
The expense ratio of Bajaj Finserv Gilt Fund - Direct - IDCW is 0.47% per annum. This is the annual fee charged by the fund to manage your investment.
Bajaj Finserv Gilt Fund - Direct - IDCW is managed by Nimesh Chandan at Bajaj Finserv Mutual Fund.
Bajaj Finserv Gilt Fund - Direct - IDCW is classified as a Moderate to High risk fund. It is suitable for investors with a moderate risk appetite.
Bajaj Finserv Gilt Fund - Direct - IDCW is a Gilt fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Bajaj Finserv Gilt Fund - Direct - IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Bajaj Finserv Gilt Fund - Direct - IDCW is ₹28 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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