Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Axis Credit Risk Fund - Regular Plan - Monthly IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 69/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)8.72%
- Expense ratio (20%)0.82%
- AUM (15%)₹395 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Axis Mutual Fund · Debt · Credit Risk
₹26.43
AUM: ₹394 Cr
NAV updated 2 days ago
Plan
Regular
Option
Idcw
Risk
Moderate to High
Expense Ratio
0.82%
Exit Load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 months.
Fund Manager
Devang Shah
Inception
Jul 2014
Benchmark
CRISIL Credit Risk Debt B-II Index
Sharpe Ratio
-3.03
Std Dev (1Y)
2.23%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.1%
3m
+1.53%
6m
+4.54%
1y
+8.16%
3y
+8.72%
5y
+7.64%
10y
+7.69%
since inception
+0.06%
TopFund's Take on Axis Credit Risk Fund - Regular Plan - Monthly IDCW
Axis Credit Risk Fund - Regular Plan - Monthly IDCW holds up reasonably well within the Credit Risk category, backed by a 4-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 69/100.
Cost: At 0.82%, the expense ratio runs 21% above the Credit Risk category average of 0.68%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -3.03 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.23% is on the lower side for a Credit Risk fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Axis Credit Risk Fund - Regular Plan - Monthly IDCW
The current NAV (Net Asset Value) of Axis Credit Risk Fund - Regular Plan - Monthly IDCW is ₹26.43. NAV is updated every business day after market close by AMFI.
1Y: 8.16% · 3Y CAGR: 8.72% · 5Y CAGR: 7.64%
The expense ratio of Axis Credit Risk Fund - Regular Plan - Monthly IDCW is 0.82% per annum. This is the annual fee charged by the fund to manage your investment.
Axis Credit Risk Fund - Regular Plan - Monthly IDCW is managed by Devang Shah at Axis Mutual Fund.
Axis Credit Risk Fund - Regular Plan - Monthly IDCW is classified as a Moderate to High risk fund. It is suitable for investors with a moderate risk appetite.
Axis Credit Risk Fund - Regular Plan - Monthly IDCW is a Credit Risk fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Axis Credit Risk Fund - Regular Plan - Monthly IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Axis Credit Risk Fund - Regular Plan - Monthly IDCW is ₹395 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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