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Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW
★★★★★ monitor_heart Health Score: 73/100 · GoodAditya Birla Sun Life Mutual Fund · Debt · Credit Risk Fund
₹14.57
AUM: ₹1,390 Cr
NAV updated about 1 month ago
Plan
Direct
Option
Idcw
Risk
Moderate to High
Expense Ratio
0.79%
Exit Load
Exit load of 1%, if redeemed within 1 Year.
Fund Manager
Maneesh Dangi, Sunaina da Cunha
Inception
Apr 2015
Benchmark
CRISIL Credit Risk Debt B-II Index
Sharpe Ratio
-0.14
Std Dev (1Y)
7.54%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.29%
3m
+2.6%
6m
+7.63%
1y
+12.78%
3y
+12.88%
5y
+10.77%
10y
+9.46%
since inception
+3.3%
rate_review TopFund's Take on Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW
Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW holds up reasonably well within the Credit Risk Fund category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 73/100.
Cost: At 0.79%, the expense ratio runs 13% above the Credit Risk Fund category average of 0.7%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.14 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 7.54% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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Frequently Asked Questions about Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW
The current NAV (Net Asset Value) of Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW is ₹14.57. NAV is updated every business day after market close by AMFI.
1Y: 12.78% · 3Y CAGR: 12.88% · 5Y CAGR: 10.77%
The expense ratio is 0.79% per annum — the annual fee deducted from your investment to cover fund management costs.
Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW is managed by Maneesh Dangi, Sunaina da Cunha at Aditya Birla Sun Life Mutual Fund.
Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW is a Moderate to High risk fund. Suitable for investors with a moderate risk appetite.
Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW is a Credit Risk Fund fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of Aditya Birla Sun Life Credit Risk Fund - Direct - IDCW is ₹1,391 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.