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NSE Close — 25 Sep 2026
₹88.86
Change
-0.28 (-0.31%)
Open
₹89.14
Prev. Close
₹89.14
Day High
₹89.94
Day Low
₹88.1
Volume Analysis
Traded
779,068
Delivered
467,940
Delivery %
60.06%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (2)
- •High debt-to-equity ratio (1.65)
- •Promoter holding is falling
Opportunities (2)
- •Strong 3-year EPS growth (60.4%)
- •FII holding has been rising
Threats (0)
No signal for this stock
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹91.68 | ₹90.81 | ₹89.84 | ₹88.97 | ₹88.0 | ₹87.13 | ₹86.16 |
| Fibonacci | ₹90.81 | ₹90.11 | ₹89.67 | ₹88.97 | ₹88.27 | ₹87.83 | ₹87.13 |
| Camarilla | ₹89.37 | ₹89.2 | ₹89.03 | ₹88.97 | ₹88.69 | ₹88.52 | ₹88.35 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-13.61%
1 Week
-2.65%
1 Month
-10.02%
3 Months
-2.1%
6 Months
+5.82%
1 Year
-16.62%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹45.86
Current price is above the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹9,855 Cr
P/E (TTM)
28.5
ROE
11.6%
Book Value
₹29.4
Face Value
₹10.0
Source: Screener.in (Consolidated figures) — data as of 27 Sep 2026. Not investment advice.
TopFund Analysis
Sbfc Finance Limited lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 57/100. The strongest factor is Growth (100/100), while Momentum (21/100) is the weakest area to weigh before deciding. Notably: High debt-to-equity ratio (1.65); promoter holding is falling. Strong 3-year EPS growth (60.4%).
TopFund Score — Fundamentals Quality
57/100 — AverageData confidence: 71/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- −Stock is trading at 3.03 times its book value
- −Though the company is reporting repeated profits, it is not paying out dividend
- −Company has a low return on equity of 10.9% over last 3 years.
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
India Ratings affirmed Prime Trust SBL Aug 22 Series A1 securitised notes at IND AA(SO)/Stable.
CARE reaffirmed SBFC ratings: bank facilities ₹6,000 crore and NCD ₹400 crore at AA-; outlook positive.
SBFC Finance allotted 10,000 secured NCDs worth Rs 100 crore on 18 September 2026.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue + | 230 | 246 | 264 | 279 | 298 | 314 | 334 | 361 |
| Expenses + | 75 | 83 | 90 | 90 | 94 | 100 | 105 | 113 |
| Financing Profit | 66 | 74 | 89 | 100 | 109 | 114 | 122 | 130 |
| Financing Margin % | 29.0% | 30.0% | 34.0% | 36.0% | 37.0% | 36.0% | 37.0% | 36.0% |
| Other Income + | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 |
| Interest | 89 | 89 | 85 | 88 | 95 | 100 | 106 | 118 |
| Depreciation | 3 | 3 | 3 | 4 | 4 | 4 | 5 | 5 |
| Profit before tax | 63 | 71 | 86 | 97 | 105 | 110 | 118 | 125 |
| Tax % | 25.0% | 26.0% | 25.0% | 24.0% | 25.0% | 24.0% | 25.0% | 25.0% |
| Net Profit + | 47 | 53 | 64 | 74 | 79 | 84 | 88 | 94 |
| EPS in Rs | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 1 |
| Raw PDF | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| Revenue + | 529 | 734 | 1,019 | 1,306 |
| Expenses + | 210 | 247 | 338 | 410 |
| Financing Profit | 97 | 209 | 329 | 475 |
| Financing Margin % | 18.0% | 28.0% | 32.0% | 36.0% |
| Other Income + | 1 | 5 | 1 | 0 |
| Interest | 222 | 278 | 352 | 421 |
| Depreciation | 12 | 13 | 13 | 17 |
| Profit before tax | 87 | 201 | 316 | 459 |
| Tax % | 26.0% | 26.0% | 25.0% | 25.0% |
| Net Profit + | 65 | 150 | 237 | 345 |
| EPS in Rs | 1 | 2 | 2 | 3 |
| Dividend Payout % | 0.0% | 0.0% | 0.0% | 0.0% |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| Reserves | 480 | 838 | 1,706 | 2,105 |
| Other Liabilities + | 288 | 280 | 289 | 141 |
| Total Liabilities | 4,515 | 5,746 | 7,063 | 8,596 |
| Fixed Assets + | 299 | 296 | 300 | 308 |
| CWIP | 0 | 1 | 2 | 1 |
| Investments | 848 | 607 | 406 | 327 |
| Other Assets + | 3,368 | 4,843 | 6,355 | 7,960 |
| Total Assets | 4,515 | 5,746 | 7,063 | 8,596 |
| Borrowing | 2,940 | 3,739 | 3,996 | 5,264 |
| Equity Capital | 807 | 890 | 1,072 | 1,085 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| Cash from Operating Activity + | -822 | -1,245 | -1,155 | -1,415 |
| Cash from Investing Activity + | 652 | 206 | 159 | 174 |
| Cash from Financing Activity + | 183 | 1,071 | 1,037 | 1,281 |
| Net Cash Flow | 13 | 32 | 41 | 40 |
| CFO/OP | -244 | -243 | -156 | -144 |
| Free Cash Flow | -831 | -1,253 | -1,167 | -1,427 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Others | 0.45% | 0.22% | 0.17% | 0.16% | 0.11% | 0.09% | 0.08% | 0.07% | 0.06% | 0.06% | 0.06% | 0.06% |
| Public | 20.36% | 21.88% | 22.77% | 23.7% | 24.02% | 23.78% | 22.39% | 22.63% | 21.74% | 20.71% | 19.4% | 19.69% |
| Promoters | 64.05% | 63.74% | 60.66% | 55.19% | 55.05% | 54.75% | 53.33% | 53.19% | 52.98% | 52.82% | 52.35% | 52.31% |
| FII | 2.74% | 2.23% | 2.86% | 4.72% | 4.56% | 4.92% | 6.53% | 7.12% | 7.01% | 6.88% | 6.21% | 7.22% |
| DII | 12.42% | 11.94% | 13.53% | 16.24% | 16.26% | 16.47% | 17.67% | 16.99% | 18.21% | 19.53% | 21.97% | 20.72% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Sbfc Finance Limited (this stock) | 9,855 | 28.5 | 3.02 | 11.6% |
| Indian Energy Exc Ltd | 9,908 | 19.5 | 7.25 | 39.4% |
| Aavas Financiers Limited | 9,963 | 20.3 | 2.63 | 13.9% |
| Tsf Investments Limited | 10,147 | 20.8 | 1.68 | 8.23% |
| IIFL Capital Services Ltd | 10,957 | 19.2 | 3.54 | 16.2% |
| Religare Enter. Ltd. | 8,352 | 169.0 | 2.77 | 3.18% |
| Paisalo Digital Limited | 8,138 | 32.3 | 4.52 | 14.4% |
Which Mutual Funds Hold Sbfc Finance Limited?
Frequently Asked Questions about Sbfc Finance Limited
Sbfc Finance Limited (SBFC) closed at ₹88.86 on NSE on 25 September 2026, down 0.28 (0.31%) from the previous close.
Sbfc Finance Limited trades on the NSE (National Stock Exchange of India) under the symbol SBFC.
Sbfc Finance Limited has a trailing twelve-month P/E (price-to-earnings) ratio of 28.5.
Sbfc Finance Limited has a dividend yield of 0.0%.
Sbfc Finance Limited's 52-week high is ₹123.0 and its 52-week low is ₹79.6.
Sbfc Finance Limited has a market capitalisation of ₹9,855 crore.
Sbfc Finance Limited has a TopFund Quality Score of 57/100 (Average), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
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