as of —
₹—
Change
—
Day Open
₹—
Day High
₹—
Day Low
₹—
NSE Close — 25 Sep 2026
₹127.68
Change
+0.65 (0.51%)
Open
₹126.5
Prev. Close
₹127.03
Day High
₹128.95
Day Low
₹126.2
Volume Analysis
Traded
1,681,050
Delivered
963,714
Delivery %
57.33%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (2)
- •Promoter holding is rising
- •Strong operating margin (56.0%)
Weaknesses (1)
- •High debt-to-equity ratio (1.09)
Opportunities (1)
- •Strong 3-year EPS growth (26.2%)
Threats (1)
- •FII holding has been falling
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹131.77 | ₹130.36 | ₹129.02 | ₹127.61 | ₹126.27 | ₹124.86 | ₹123.52 |
| Fibonacci | ₹130.36 | ₹129.31 | ₹128.66 | ₹127.61 | ₹126.56 | ₹125.91 | ₹124.86 |
| Camarilla | ₹128.44 | ₹128.18 | ₹127.93 | ₹127.61 | ₹127.43 | ₹127.18 | ₹126.92 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-13.47%
1 Week
+1.12%
1 Month
-1.25%
3 Months
+4.39%
6 Months
+6.13%
1 Year
-21.81%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹177.18
Current price is at or below the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
DuPont ROE Breakdown
10.5%
Net margin 26.58% × asset turnover 0.16x × equity multiplier 2.47x
Company Overview
Sector
Financial Services
Market Cap
₹12,218 Cr
P/E (TTM)
11.6
ROE
11.9%
Book Value
₹111.0
Face Value
₹1.0
Source: Screener.in (Consolidated figures) — data as of 25 Sep 2026. Not investment advice.
TopFund Analysis
Jm Financial Limited lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 63/100. The strongest factor is Corporate Governance (100/100), while Momentum (23/100) is the weakest area to weigh before deciding. Notably: Promoter holding is rising; strong operating margin (56.0%); high debt-to-equity ratio (1.09). FII holding has been falling.
TopFund Score — Fundamentals Quality
63/100 — AverageData confidence: 79/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Cash Flow
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Stock is trading at 1.15 times its book value
- +Company has been maintaining a healthy dividend payout of 34.6%
- −The company has delivered a poor sales growth of 5.63% over past five years.
- −Company has a low return on equity of 8.99% over last 3 years.
- −Debtor days have increased from 73.5 to 124 days.
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
Pursuant to the exercise of stock options by the eligible employees under the Employees'' Stock Options Scheme ("ESOS"), the Allotment Committee of the Board at …
JM Financial Private Wealth, Inc. dissolved in Delaware on September 10, 2026.
NSE Sustainability assigned JM Financial ESG score 76 in 'Leader' category on September 2, 2026.
CRISIL reaffirmed JM Financial’s ₹100 crore bank loan and commercial paper ratings; assigned ₹100 crore NCD rating.
Crisil ESG assigned JM Financial ESG 66 (Strong) and Core ESG 74 on August 24, 2026.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales + | 1,067 | 1,197 | 1,236 | 1,261 | 1,077 | 1,191 | 1,106 | 1,004 | 1,111 | 1,031 | 999 | 949 | 1,201 |
| Expenses + | 473 | 535 | 430 | 580 | 462 | 700 | 500 | 426 | 261 | 426 | 436 | 458 | 500 |
| Operating Profit | 594 | 663 | 806 | 681 | 615 | 491 | 607 | 578 | 850 | 605 | 563 | 491 | 700 |
| OPM % | 56.0% | 55.0% | 65.0% | 54.0% | 57.0% | 41.0% | 55.0% | 58.0% | 76.0% | 59.0% | 56.0% | 52.0% | 58.0% |
| Other Income + | 14 | 17 | 25 | -831 | 17 | 21 | 14 | 23 | 10 | 13 | 105 | 20 | 24 |
| Interest | 366 | 388 | 400 | 407 | 370 | 343 | 318 | 274 | 251 | 254 | 248 | 246 | 247 |
| Depreciation | 12 | 13 | 14 | 14 | 16 | 15 | 16 | 16 | 17 | 19 | 20 | 22 | 22 |
| Profit before tax | 230 | 278 | 417 | -572 | 245 | 154 | 287 | 311 | 593 | 344 | 400 | 243 | 456 |
| Tax % | 24.0% | 26.0% | 23.0% | 18.0% | 24.0% | 6.0% | 28.0% | 25.0% | 23.0% | 26.0% | 24.0% | 34.0% | 19.0% |
| Net Profit + | 177 | 206 | 322 | -674 | 187 | 144 | 207 | 235 | 459 | 262 | 318 | 162 | 369 |
| EPS in Rs | 2 | 2 | 3 | -2 | 2 | 2 | 2 | 2 | 5 | 3 | 3 | 2 | 3 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales + | 1,342 | 1,685 | 2,359 | 3,062 | 3,494 | 3,446 | 3,211 | 3,724 | 3,292 | 4,787 | 4,410 | 4,223 | 4,180 |
| Expenses + | 448 | 459 | 582 | 767 | 743 | 933 | 1,009 | 1,296 | 1,170 | 2,017 | 2,087 | 1,581 | 1,821 |
| Operating Profit | 895 | 1,225 | 1,777 | 2,295 | 2,751 | 2,513 | 2,202 | 2,429 | 2,122 | 2,770 | 2,323 | 2,641 | 2,360 |
| OPM % | 67.0% | 73.0% | 75.0% | 75.0% | 79.0% | 73.0% | 69.0% | 65.0% | 64.0% | 58.0% | 53.0% | 63.0% | 56.0% |
| Other Income + | 61 | 0 | 0 | 35 | 6 | 8 | 15 | 39 | 51 | -802 | 43 | 17 | 162 |
| Interest | 420 | 512 | 782 | 1,139 | 1,446 | 1,386 | 1,111 | 1,082 | 1,179 | 1,562 | 1,305 | 999 | 995 |
| Depreciation | 18 | 20 | 23 | 26 | 27 | 41 | 40 | 38 | 42 | 53 | 64 | 78 | 84 |
| Profit before tax | 517 | 693 | 972 | 1,165 | 1,283 | 1,094 | 1,067 | 1,348 | 953 | 353 | 997 | 1,580 | 1,443 |
| Tax % | 30.0% | 32.0% | 34.0% | 33.0% | 35.0% | 29.0% | 24.0% | 26.0% | 26.0% | 92.0% | 23.0% | 26.0% | — |
| Net Profit + | 379 | 526 | 649 | 785 | 837 | 778 | 808 | 992 | 709 | 31 | 774 | 1,201 | 1,111 |
| EPS in Rs | 4 | 5 | 6 | 7 | 7 | 6 | 6 | 8 | 6 | 4 | 9 | 13 | 11 |
| Dividend Payout % | 32.0% | 29.0% | 25.0% | 25.0% | 15.0% | 3.0% | 8.0% | 20.0% | 43.0% | 47.0% | 31.0% | 26.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 2,465 | 2,831 | 3,240 | 4,471 | 5,048 | 5,555 | 6,905 | 7,591 | 8,041 | 8,395 | 9,632 | 10,562 |
| Borrowings + | 4,723 | 6,672 | 9,444 | 14,988 | 13,991 | 11,756 | 12,405 | 13,498 | 15,939 | 16,228 | 11,507 | 11,635 |
| Other Liabilities + | 1,239 | 1,480 | 3,782 | 2,664 | 3,517 | 3,351 | 3,973 | 4,477 | 5,137 | 4,874 | 3,112 | 4,045 |
| Total Liabilities | 8,505 | 11,061 | 16,545 | 22,206 | 22,640 | 20,746 | 23,378 | 25,661 | 29,213 | 29,592 | 24,347 | 26,337 |
| Fixed Assets + | 445 | 444 | 474 | 427 | 424 | 450 | 423 | 414 | 505 | 572 | 579 | 625 |
| CWIP | 2 | 1 | 2 | 3 | 1 | 1 | 1 | 3 | 7 | 4 | 10 | 160 |
| Investments | 640 | 772 | 2,156 | 2,388 | 2,933 | 4,014 | 5,802 | 3,639 | 3,584 | 4,724 | 5,464 | 6,209 |
| Other Assets + | 7,418 | 9,844 | 13,913 | 19,388 | 19,282 | 16,280 | 17,153 | 21,605 | 25,116 | 24,292 | 18,294 | 19,343 |
| Total Assets | 8,505 | 11,061 | 16,545 | 22,206 | 22,640 | 20,746 | 23,378 | 25,661 | 29,213 | 29,592 | 24,347 | 26,337 |
| Equity Capital | 78 | 79 | 79 | 84 | 84 | 84 | 95 | 95 | 95 | 96 | 96 | 96 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -1,717 | -918 | -2,546 | -3,584 | 773 | 3,164 | 969 | -3,203 | -2,449 | 3,635 | 5,569 | 581 |
| Cash from Investing Activity + | -281 | 264 | -326 | -708 | -148 | -901 | -2,249 | 2,616 | -443 | -2,090 | -2,475 | -532 |
| Cash from Financing Activity + | 1,783 | 1,305 | 2,424 | 4,540 | -522 | -2,205 | 1,296 | 1,024 | 2,153 | 162 | -4,786 | -116 |
| Net Cash Flow | -215 | 651 | -448 | 247 | 103 | 58 | 16 | 437 | -739 | 1,708 | -1,692 | -68 |
| CFO/OP | -173 | -56 | -125 | -136 | 46 | 141 | 58 | -113 | -102 | 145 | 249 | 30 |
| Free Cash Flow | -1,954 | -937 | -2,610 | -3,605 | 755 | 3,154 | 963 | -3,220 | -2,573 | 3,582 | 5,536 | 526 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 16.66% | 17.17% | 16.91% | 18.11% | 19.7% | 19.36% | 18.94% | 19.27% | 19.42% | 19.64% | 19.89% | 20.54% |
| Promoters | 56.47% | 56.44% | 56.44% | 56.43% | 56.43% | 56.43% | 56.5% | 56.51% | 56.61% | 56.9% | 57.07% | 57.03% |
| FII | 18.82% | 17.92% | 18.19% | 16.83% | 15.31% | 17.02% | 17.48% | 17.69% | 18.38% | 17.71% | 17.16% | 16.95% |
| DII | 8.06% | 8.46% | 8.46% | 8.63% | 8.57% | 7.2% | 7.07% | 6.53% | 5.61% | 5.76% | 5.88% | 5.5% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Jm Financial Limited (this stock) | 12,218 | 11.6 | 1.15 | 11.9% |
| Aptus Value Hsg Fin I Ltd | 12,110 | 12.3 | 2.4 | 20.1% |
| JSW Holdings Limited | 12,331 | 88.6 | 0.37 | 0.46% |
| Karnataka Bank Limited | 12,723 | 8.85 | 0.96 | 10.4% |
| Prudent Corp Adv Ser Ltd | 12,827 | 52.4 | 14.54 | 28.6% |
| Uti Asset Mngmt Co Ltd | 11,592 | 21.7 | 2.58 | 10.3% |
| The South Indian Bank Ltd | 13,084 | 8.66 | 1.11 | 13.5% |
Which Mutual Funds Hold Jm Financial Limited?
Frequently Asked Questions about Jm Financial Limited
Jm Financial Limited (JMFINANCIL) closed at ₹127.68 on NSE on 25 September 2026, up 0.65 (0.51%) from the previous close.
Jm Financial Limited trades on the NSE (National Stock Exchange of India) under the symbol JMFINANCIL.
Jm Financial Limited has a trailing twelve-month P/E (price-to-earnings) ratio of 11.6.
Jm Financial Limited has a dividend yield of 2.55%.
Jm Financial Limited's 52-week high is ₹183.0 and its 52-week low is ₹112.0.
Jm Financial Limited has a market capitalisation of ₹12,218 crore.
Jm Financial Limited has a TopFund Quality Score of 63/100 (Average), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
Community Sentiment
What are other investors saying about Jm Financial Limited?
No votes yet — be the first to share your view.
Sign in to voteDiscussion
User-generated content — not investment advice, and not verified or endorsed by TopFund.
Sign in to join the discussionNo comments yet — start the discussion.