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Day Open
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Day High
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NSE Close — 25 Sep 2026
₹244.6
Change
+3.68 (1.53%)
Open
₹240.9
Prev. Close
₹240.92
Day High
₹245.0
Day Low
₹240.09
Volume Analysis
Traded
1,278,151
Delivered
799,936
Delivery %
62.59%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (1)
- •Strong return on equity (20.1%)
Weaknesses (2)
- •High debt-to-equity ratio (1.56)
- •Promoter holding is falling
Opportunities (2)
- •Strong 3-year EPS growth (23.1%)
- •FII holding has been rising
Threats (0)
No signal for this stock
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹251.28 | ₹248.14 | ₹246.37 | ₹243.23 | ₹241.46 | ₹238.32 | ₹236.55 |
| Fibonacci | ₹248.14 | ₹246.26 | ₹245.11 | ₹243.23 | ₹241.35 | ₹240.2 | ₹238.32 |
| Camarilla | ₹245.95 | ₹245.5 | ₹245.05 | ₹243.23 | ₹244.15 | ₹243.7 | ₹243.25 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-13.28%
1 Week
+3.09%
1 Month
-4.51%
3 Months
-12.28%
6 Months
+20.08%
1 Year
-21.56%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹206.86
Current price is above the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹12,110 Cr
P/E (TTM)
12.3
ROE
20.1%
Book Value
₹101.0
Face Value
₹2.0
Source: Screener.in (Consolidated figures) — data as of 25 Sep 2026. Not investment advice.
TopFund Analysis
Aptus Value Hsg Fin I Ltd lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 64/100. The strongest factor is Institutional Ownership (96/100), while Momentum (35/100) is the weakest area to weigh before deciding. Notably: Strong return on equity (20.1%); high debt-to-equity ratio (1.56); promoter holding is falling. Strong 3-year EPS growth (23.1%).
TopFund Score — Fundamentals Quality
64/100 — AverageData confidence: 72/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Company has delivered good profit growth of 28.7% CAGR over last 5 years
- +Company has been maintaining a healthy dividend payout of 30.2%
- −Promoter holding has decreased over last 3 years: -38.4%
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
Aptus Value Housing Finance schedules virtual investor meeting with Theleme India Fund on September 2, 2026.
Allotment of 12,500 Equity shares of Rs.2/- each under Aptus Employee stock option Scheme 2021
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 306 | 334 | 351 | 375 | 395 | 421 | 450 | 484 | 520 | 544 | 554 | 574 | 600 |
| Expenses + | 45 | 56 | 59 | 61 | 61 | 68 | 67 | 75 | 81 | 91 | 99 | 101 | 108 |
| Financing Profit | 176 | 181 | 194 | 205 | 215 | 225 | 240 | 259 | 279 | 288 | 292 | 312 | 322 |
| Financing Margin % | 57.0% | 54.0% | 55.0% | 55.0% | 54.0% | 53.0% | 53.0% | 54.0% | 54.0% | 53.0% | 53.0% | 54.0% | 54.0% |
| Other Income + | 10 | 11 | 13 | 13 | 10 | 14 | 9 | 15 | 10 | 10 | 15 | 19 | 10 |
| Interest | 85 | 96 | 98 | 109 | 120 | 128 | 143 | 150 | 160 | 165 | 162 | 161 | 170 |
| Depreciation | 2 | 3 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 4 | 3 |
| Profit before tax | 183 | 190 | 205 | 215 | 222 | 237 | 246 | 271 | 286 | 294 | 304 | 328 | 329 |
| Tax % | 22.0% | 22.0% | 23.0% | 24.0% | 23.0% | 23.0% | 22.0% | 24.0% | 23.0% | 23.0% | 22.0% | 20.0% | 21.0% |
| Net Profit + | 142 | 148 | 158 | 164 | 172 | 182 | 190 | 207 | 219 | 227 | 236 | 261 | 261 |
| EPS in Rs | 3 | 3 | 3 | 3 | 3 | 4 | 4 | 4 | 4 | 5 | 5 | 5 | 5 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | 0.97% | 0.89% | 0.89% | 0.8% | 0.98% | 0.94% | 0.96% | 0.89% | 1.12% | 1.17% | 1.18% | 1.15% | 1.29% |
| Gross NPA % | 1.29% | 1.19% | 1.19% | 1.07% | 1.32% | 1.25% | 1.28% | 1.19% | 1.49% | 1.55% | 1.56% | 1.52% | 1.7% |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 126 | 201 | 325 | 500 | 640 | 815 | 1,093 | 1,365 | 1,750 | 2,192 | 2,272 |
| Expenses + | 32 | 47 | 67 | 86 | 101 | 144 | 196 | 218 | 270 | 371 | 400 |
| Financing Profit | 58 | 101 | 143 | 230 | 332 | 461 | 621 | 758 | 939 | 1,171 | 1,215 |
| Financing Margin % | 46.0% | 50.0% | 44.0% | 46.0% | 52.0% | 57.0% | 57.0% | 56.0% | 54.0% | 53.0% | 53.0% |
| Other Income + | 0 | 3 | 13 | 23 | 19 | 26 | 40 | 44 | 48 | 53 | 54 |
| Interest | 36 | 53 | 115 | 185 | 207 | 209 | 277 | 389 | 542 | 650 | 658 |
| Depreciation | 2 | 2 | 3 | 6 | 6 | 7 | 7 | 9 | 12 | 13 | 14 |
| Profit before tax | 56 | 101 | 153 | 247 | 345 | 480 | 654 | 793 | 975 | 1,211 | 1,255 |
| Tax % | 34.0% | 34.0% | 27.0% | 15.0% | 23.0% | 23.0% | 23.0% | 23.0% | 23.0% | 22.0% | — |
| Net Profit + | 37 | 67 | 112 | 211 | 267 | 370 | 503 | 612 | 751 | 943 | 985 |
| EPS in Rs | 5 | 8 | 14 | 23 | 29 | 7 | 10 | 12 | 15 | 19 | 20 |
| Dividend Payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 20.0% | 37.0% | 30.0% | 24.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 442 | 506 | 620 | 1,614 | 1,885 | 2,817 | 3,240 | 3,668 | 4,217 | 4,960 |
| Other Liabilities + | 18 | 40 | 61 | 16 | 26 | 39 | 41 | 37 | 54 | 84 |
| Total Liabilities | 845 | 1,465 | 2,362 | 3,747 | 4,520 | 5,684 | 7,176 | 9,005 | 11,243 | 13,048 |
| Fixed Assets + | 5 | 4 | 4 | 10 | 10 | 12 | 15 | 22 | 35 | 39 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 1 | 45 | 0 | 0 | 53 | 102 | 51 | 51 | 53 | 240 |
| Other Assets + | 840 | 1,416 | 2,358 | 3,737 | 4,458 | 5,570 | 7,110 | 8,931 | 11,156 | 12,768 |
| Total Assets | 845 | 1,465 | 2,362 | 3,747 | 4,520 | 5,684 | 7,176 | 9,005 | 11,243 | 13,048 |
| Borrowing | 306 | 840 | 1,603 | 2,022 | 2,515 | 2,728 | 3,796 | 5,200 | 6,873 | 7,904 |
| Equity Capital | 79 | 79 | 79 | 95 | 95 | 99 | 100 | 100 | 100 | 100 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -303 | -495 | -714 | -735 | -621 | -724 | -1,047 | -1,356 | -1,405 | -489 |
| Cash from Investing Activity + | 2 | 8 | 0 | -97 | 65 | -62 | 111 | 21 | -90 | -72 |
| Cash from Financing Activity + | 300 | 534 | 764 | 1,209 | 495 | 768 | 978 | 1,224 | 1,461 | 822 |
| Net Cash Flow | -1 | 47 | 51 | 377 | -61 | -18 | 42 | -111 | -34 | 261 |
| CFO/OP | -306 | -303 | -262 | -164 | -100 | -90 | -99 | -102 | -80 | -14 |
| Free Cash Flow | -303 | -498 | -717 | -737 | -622 | -727 | -1,050 | -1,361 | -1,412 | -496 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 20.27% | 17.28% | 14.22% | 13.96% | 14.16% | 15.47% | 9.4% | 13.19% | 14.89% | 15.65% | 16.35% | 16.27% |
| Promoters | 62.13% | 62.1% | 61.1% | 54.09% | 53.9% | 52.99% | 52.99% | 40.37% | 23.87% | 23.86% | 23.86% | 23.86% |
| FII | 14.83% | 15.42% | 19.58% | 22.81% | 22.45% | 21.86% | 27.74% | 30.41% | 35.36% | 33.19% | 30.34% | 29.96% |
| DII | 2.78% | 5.21% | 5.11% | 9.14% | 9.48% | 9.68% | 9.88% | 16.04% | 25.87% | 27.29% | 29.43% | 29.9% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Aptus Value Hsg Fin I Ltd (this stock) | 12,110 | 12.3 | 2.4 | 20.1% |
| Jm Financial Limited | 12,218 | 11.6 | 1.15 | 11.9% |
| JSW Holdings Limited | 12,331 | 88.6 | 0.37 | 0.46% |
| Uti Asset Mngmt Co Ltd | 11,592 | 21.7 | 2.58 | 10.3% |
| Karnataka Bank Limited | 12,723 | 8.85 | 0.96 | 10.4% |
| Prudent Corp Adv Ser Ltd | 12,827 | 52.4 | 14.54 | 28.6% |
| The South Indian Bank Ltd | 13,084 | 8.66 | 1.11 | 13.5% |
Which Mutual Funds Hold Aptus Value Hsg Fin I Ltd?
Frequently Asked Questions about Aptus Value Hsg Fin I Ltd
Aptus Value Hsg Fin I Ltd (APTUS) closed at ₹244.6 on NSE on 25 September 2026, up 3.68 (1.53%) from the previous close.
Aptus Value Hsg Fin I Ltd trades on the NSE (National Stock Exchange of India) under the symbol APTUS.
Aptus Value Hsg Fin I Ltd has a trailing twelve-month P/E (price-to-earnings) ratio of 12.3.
Aptus Value Hsg Fin I Ltd has a dividend yield of 1.87%.
Aptus Value Hsg Fin I Ltd's 52-week high is ₹332.0 and its 52-week low is ₹193.0.
Aptus Value Hsg Fin I Ltd has a market capitalisation of ₹12,110 crore.
Aptus Value Hsg Fin I Ltd has a TopFund Quality Score of 64/100 (Average), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
Community Sentiment
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