Home / Stocks / India Shelter Fin Corp L
INDIASHLTR

India Shelter Fin Corp L Share Price

Live price, chart and which mutual funds hold this stock

…

as of —

₹—

Change

—

Day Open

₹—

Day High

₹—

Day Low

₹—

NSE Close — 25 Sep 2026

₹654.3

Change

+1.25 (0.19%)

Open

₹656.85

Prev. Close

₹653.05

Day High

₹659.95

Day Low

₹645.0

Volume Analysis

Traded

51,372

Delivered

22,946

Delivery %

44.67%

End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.

Strengths, Weaknesses, Opportunities & Threats

Strengths (0)

No signal for this stock

Weaknesses (2)

  • •High debt-to-equity ratio (1.95)
  • •Promoter holding is falling

Opportunities (1)

  • •FII holding has been rising

Threats (0)

No signal for this stock

Rule-based signals from the fundamentals below — not investment advice.

Pivot Levels

Type R3 R2 R1 Pivot S1 S2 S3
Classic ₹676.11 ₹668.03 ₹661.16 ₹653.08 ₹646.21 ₹638.13 ₹631.26
Fibonacci ₹668.03 ₹662.32 ₹658.79 ₹653.08 ₹647.37 ₹643.84 ₹638.13
Camarilla ₹658.41 ₹657.04 ₹655.67 ₹653.08 ₹652.93 ₹651.56 ₹650.19

Support/resistance levels for today, calculated from the previous trading day's high/low/close.

Absolute Returns

YTD

-19.92%

1 Week

-3.01%

1 Month

+0.68%

3 Months

-14.95%

6 Months

-13.37%

1 Year

-24.64%

2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.

Stock Vitals

Computed from the latest available annual financials.

Graham Number

₹553.18

Current price is above the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.

Company Overview

Sector

Financial Services

Market Cap

₹7,114 Cr

P/E (TTM)

14.1

ROE

17.0%

Book Value

₹294.0

Face Value

₹5.0

Source: Screener.in (Consolidated figures) — data as of 24 Sep 2026. Not investment advice.

TopFund Analysis

India Shelter Fin Corp L lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 58/100. The strongest factor is Corporate Governance (76/100), while Momentum (11/100) is the weakest area to weigh before deciding. Notably: High debt-to-equity ratio (1.95); promoter holding is falling. FII holding has been rising.

TopFund Score — Fundamentals Quality

58/100 — Average

Data confidence: 72/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.

As of 27 Sep 2026 · How we calculate this →

Growth

68

Valuation

63

Corporate Governance

76

Momentum

11

Institutional Ownership

71

Business Quality

59

Risk & Volatility

75

Liquidity

32

From Screener.in

  • +Company has delivered good profit growth of 41.9% CAGR over last 5 years
  • −Promoter holding has decreased over last quarter: -1.48%

Not investment advice — an automated read of public fundamentals data, for research context only.

Quarterly Results

Last several quarters

  Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
Revenue + 170 182 204 209 235 252 283 304 327 361 369 390 408
Expenses + 51 57 59 61 67 73 79 85 83 97 98 113 110
Financing Profit 63 57 73 74 93 102 119 127 142 158 161 163 183
Financing Margin % 37.0% 31.0% 36.0% 35.0% 40.0% 40.0% 42.0% 42.0% 44.0% 44.0% 44.0% 42.0% 45.0%
Other Income + 8 6 7 10 10 9 1 0 0 0 0 0 0
Interest 56 68 72 74 75 77 85 92 102 106 110 114 115
Depreciation 2 2 2 2 3 3 3 3 3 3 3 3 3
Profit before tax 68 61 77 81 100 108 117 124 140 155 158 160 180
Tax % 22.0% 23.0% 22.0% 23.0% 22.0% 23.0% 23.0% 23.0% 23.0% 23.0% 23.0% 22.0% 24.0%
Net Profit + 53 47 60 62 78 84 90 96 108 119 122 124 138
EPS in Rs 12 11 7 6 7 8 8 9 10 11 11 11 13
Raw PDF — — — — — — — — — — — — —
Net NPA % 0.85% 0.8% — 0.9% 0.73% 0.86% 0.94% 0.94% 0.75% 0.95% 0.94% 1.16% 0.93%
Gross NPA % 1.13% 1.09% — 1.2% 0.97% 1.14% 1.24% 1.25% 0.99% 1.24% 1.25% 1.54% 1.25%

Source: Screener.in — figures in ₹ Crores unless marked %.

Profit & Loss (Yearly)

  Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Revenue + 317 448 585 830 1,166 1,529
Expenses + 99 138 185 243 319 417
Financing Profit 112 162 189 298 491 666
Financing Margin % 35.0% 36.0% 32.0% 36.0% 42.0% 44.0%
Other Income + 6 12 21 32 10 0
Interest 106 149 211 289 356 446
Depreciation 5 7 8 10 12 12
Profit before tax 113 167 202 319 489 653
Tax % 23.0% 23.0% 23.0% 22.0% 23.0% 23.0%
Net Profit + 87 128 155 248 378 503
EPS in Rs 20 29 35 23 35 46
Dividend Payout % 0.0% 0.0% 0.0% 0.0% 14.0% 22.0%

Source: Screener.in — figures in ₹ Crores unless marked %.

Balance Sheet

  Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Reserves 894 1,032 1,197 2,245 2,655 3,144
Other Liabilities + 34 75 66 80 70 171
Total Liabilities 2,463 3,221 4,296 5,794 7,748 9,615
Fixed Assets + 15 17 24 30 29 29
CWIP 0 0 0 0 0 0
Investments 0 175 47 158 315 395
Other Assets + 2,448 3,029 4,224 5,607 7,403 9,191
Total Assets 2,463 3,221 4,296 5,794 7,748 9,615
Borrowing 1,491 2,070 2,989 3,415 4,969 6,246
Equity Capital 43 44 44 54 54 54

Source: Screener.in — figures in ₹ Crores unless marked %.

Cash Flow

  Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Cash from Operating Activity + -421 -495 -852 -1,232 -1,435 -1,185
Cash from Investing Activity + 77 -186 162 -236 -61 -105
Cash from Financing Activity + 560 592 907 1,220 1,566 1,238
Net Cash Flow 216 -89 217 -249 70 -53
CFO/OP -183 -151 -201 -197 -157 -95
Free Cash Flow -423 -500 -858 -1,238 -1,443 -1,196

Source: Screener.in — figures in ₹ Crores unless marked %.

Shareholding Pattern

Quarter-by-quarter — Promoters, FII, DII & public holding trend

Promoter holding: 48.3% → 46.05%
  Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
Public 33.24% 30.32% 29.09% 24.22% 25.09% 26.64% 26.46% 23.27% 24.2% 24.21% 25.15%
Promoters 48.3% 48.3% 48.23% 48.14% 48.0% 47.92% 47.91% 47.71% 47.6% 47.53% 46.05%
FII 5.84% 5.28% 5.16% 5.77% 6.23% 6.93% 7.96% 8.02% 7.48% 6.87% 6.86%
DII 12.61% 16.09% 17.53% 21.87% 20.66% 18.52% 17.67% 21.0% 20.72% 21.39% 21.92%

Source: Screener.in — quarterly shareholding disclosures.

Peers Comparison

Financial Services — ranked by market cap

Company Market Cap (Cr) P/E P/B ROE
India Shelter Fin Corp L (this stock) 7,114 14.1 2.22 17.0%
Kama Holdings Ltd. 7,116 6.28 0.89 12.6%
Bengal & Assam Co. Ltd. 6,955 9.04 0.64 8.11%
Tourism Finance Corp. Of 6,403 74.9 6.42 9.87%
Seshaasai Technologies L 6,179 23.4 4.33 23.3%
Onemi Technology Sol Ltd 6,176 19.5 — 24.0%
Paisalo Digital Limited 8,138 32.3 4.52 14.4%

Which Mutual Funds Hold India Shelter Fin Corp L?

Frequently Asked Questions about India Shelter Fin Corp L

Community Sentiment

What are other investors saying about India Shelter Fin Corp L?

No votes yet — be the first to share your view.

Sign in to vote

Discussion

User-generated content — not investment advice, and not verified or endorsed by TopFund.

Sign in to join the discussion

No comments yet — start the discussion.