as of —
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Change
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Day Open
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Day High
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NSE Close — 28 Sep 2026
₹647.3
Change
-7.0 (-1.07%)
Open
₹655.0
Prev. Close
₹654.3
Day High
₹655.0
Day Low
₹635.0
Volume Analysis
Traded
92,868
Delivered
56,408
Delivery %
60.74%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (2)
- •High debt-to-equity ratio (1.95)
- •Promoter holding is falling
Opportunities (1)
- •FII holding has been rising
Threats (0)
No signal for this stock
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹676.54 | ₹665.77 | ₹656.54 | ₹645.77 | ₹636.54 | ₹625.77 | ₹616.54 |
| Fibonacci | ₹665.77 | ₹658.13 | ₹653.41 | ₹645.77 | ₹638.13 | ₹633.41 | ₹625.77 |
| Camarilla | ₹652.8 | ₹650.97 | ₹649.13 | ₹645.77 | ₹645.47 | ₹643.63 | ₹641.8 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-20.78%
1 Week
-2.24%
1 Month
-0.39%
3 Months
-14.86%
6 Months
-15.19%
1 Year
-25.21%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹553.18
Current price is above the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹7,114 Cr
P/E (TTM)
14.1
ROE
17.0%
Book Value
₹294.0
Face Value
₹5.0
Source: Screener.in (Consolidated figures) — data as of 24 Sep 2026. Not investment advice.
TopFund Analysis
India Shelter Fin Corp L lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 58/100. The strongest factor is Corporate Governance (76/100), while Momentum (11/100) is the weakest area to weigh before deciding. Notably: High debt-to-equity ratio (1.95); promoter holding is falling. FII holding has been rising.
TopFund Score — Fundamentals Quality
58/100 — AverageData confidence: 72/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 28 Sep 2026 · How we calculate this →
Growth
Valuation
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Company has delivered good profit growth of 41.9% CAGR over last 5 years
- −Promoter holding has decreased over last quarter: -1.48%
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 170 | 182 | 204 | 209 | 235 | 252 | 283 | 304 | 327 | 361 | 369 | 390 | 408 |
| Expenses + | 51 | 57 | 59 | 61 | 67 | 73 | 79 | 85 | 83 | 97 | 98 | 113 | 110 |
| Financing Profit | 63 | 57 | 73 | 74 | 93 | 102 | 119 | 127 | 142 | 158 | 161 | 163 | 183 |
| Financing Margin % | 37.0% | 31.0% | 36.0% | 35.0% | 40.0% | 40.0% | 42.0% | 42.0% | 44.0% | 44.0% | 44.0% | 42.0% | 45.0% |
| Other Income + | 8 | 6 | 7 | 10 | 10 | 9 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 56 | 68 | 72 | 74 | 75 | 77 | 85 | 92 | 102 | 106 | 110 | 114 | 115 |
| Depreciation | 2 | 2 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| Profit before tax | 68 | 61 | 77 | 81 | 100 | 108 | 117 | 124 | 140 | 155 | 158 | 160 | 180 |
| Tax % | 22.0% | 23.0% | 22.0% | 23.0% | 22.0% | 23.0% | 23.0% | 23.0% | 23.0% | 23.0% | 23.0% | 22.0% | 24.0% |
| Net Profit + | 53 | 47 | 60 | 62 | 78 | 84 | 90 | 96 | 108 | 119 | 122 | 124 | 138 |
| EPS in Rs | 12 | 11 | 7 | 6 | 7 | 8 | 8 | 9 | 10 | 11 | 11 | 11 | 13 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | 0.85% | 0.8% | — | 0.9% | 0.73% | 0.86% | 0.94% | 0.94% | 0.75% | 0.95% | 0.94% | 1.16% | 0.93% |
| Gross NPA % | 1.13% | 1.09% | — | 1.2% | 0.97% | 1.14% | 1.24% | 1.25% | 0.99% | 1.24% | 1.25% | 1.54% | 1.25% |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Revenue + | 317 | 448 | 585 | 830 | 1,166 | 1,529 |
| Expenses + | 99 | 138 | 185 | 243 | 319 | 417 |
| Financing Profit | 112 | 162 | 189 | 298 | 491 | 666 |
| Financing Margin % | 35.0% | 36.0% | 32.0% | 36.0% | 42.0% | 44.0% |
| Other Income + | 6 | 12 | 21 | 32 | 10 | 0 |
| Interest | 106 | 149 | 211 | 289 | 356 | 446 |
| Depreciation | 5 | 7 | 8 | 10 | 12 | 12 |
| Profit before tax | 113 | 167 | 202 | 319 | 489 | 653 |
| Tax % | 23.0% | 23.0% | 23.0% | 22.0% | 23.0% | 23.0% |
| Net Profit + | 87 | 128 | 155 | 248 | 378 | 503 |
| EPS in Rs | 20 | 29 | 35 | 23 | 35 | 46 |
| Dividend Payout % | 0.0% | 0.0% | 0.0% | 0.0% | 14.0% | 22.0% |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Reserves | 894 | 1,032 | 1,197 | 2,245 | 2,655 | 3,144 |
| Other Liabilities + | 34 | 75 | 66 | 80 | 70 | 171 |
| Total Liabilities | 2,463 | 3,221 | 4,296 | 5,794 | 7,748 | 9,615 |
| Fixed Assets + | 15 | 17 | 24 | 30 | 29 | 29 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 175 | 47 | 158 | 315 | 395 |
| Other Assets + | 2,448 | 3,029 | 4,224 | 5,607 | 7,403 | 9,191 |
| Total Assets | 2,463 | 3,221 | 4,296 | 5,794 | 7,748 | 9,615 |
| Borrowing | 1,491 | 2,070 | 2,989 | 3,415 | 4,969 | 6,246 |
| Equity Capital | 43 | 44 | 44 | 54 | 54 | 54 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -421 | -495 | -852 | -1,232 | -1,435 | -1,185 |
| Cash from Investing Activity + | 77 | -186 | 162 | -236 | -61 | -105 |
| Cash from Financing Activity + | 560 | 592 | 907 | 1,220 | 1,566 | 1,238 |
| Net Cash Flow | 216 | -89 | 217 | -249 | 70 | -53 |
| CFO/OP | -183 | -151 | -201 | -197 | -157 | -95 |
| Free Cash Flow | -423 | -500 | -858 | -1,238 | -1,443 | -1,196 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 33.24% | 30.32% | 29.09% | 24.22% | 25.09% | 26.64% | 26.46% | 23.27% | 24.2% | 24.21% | 25.15% |
| Promoters | 48.3% | 48.3% | 48.23% | 48.14% | 48.0% | 47.92% | 47.91% | 47.71% | 47.6% | 47.53% | 46.05% |
| FII | 5.84% | 5.28% | 5.16% | 5.77% | 6.23% | 6.93% | 7.96% | 8.02% | 7.48% | 6.87% | 6.86% |
| DII | 12.61% | 16.09% | 17.53% | 21.87% | 20.66% | 18.52% | 17.67% | 21.0% | 20.72% | 21.39% | 21.92% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| India Shelter Fin Corp L (this stock) | 7,114 | 14.1 | 2.22 | 17.0% |
| Kama Holdings Ltd. | 7,116 | 6.28 | 0.89 | 12.6% |
| Bengal & Assam Co. Ltd. | 6,955 | 9.04 | 0.64 | 8.11% |
| Tourism Finance Corp. Of | 6,403 | 74.9 | 6.42 | 9.87% |
| Seshaasai Technologies L | 6,179 | 23.4 | 4.33 | 23.3% |
| Onemi Technology Sol Ltd | 6,176 | 19.5 | — | 24.0% |
| Paisalo Digital Limited | 8,138 | 32.3 | 4.52 | 14.4% |
Which Mutual Funds Hold India Shelter Fin Corp L?
Frequently Asked Questions about India Shelter Fin Corp L
India Shelter Fin Corp L (INDIASHLTR) closed at ₹647.3 on NSE on 28 September 2026, down 7.0 (1.07%) from the previous close.
India Shelter Fin Corp L trades on the NSE (National Stock Exchange of India) under the symbol INDIASHLTR.
India Shelter Fin Corp L has a trailing twelve-month P/E (price-to-earnings) ratio of 14.1.
India Shelter Fin Corp L has a dividend yield of 1.53%.
India Shelter Fin Corp L's 52-week high is ₹924.0 and its 52-week low is ₹620.0.
India Shelter Fin Corp L has a market capitalisation of ₹7,114 crore.
India Shelter Fin Corp L has a TopFund Quality Score of 58/100 (Average), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
Community Sentiment
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