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NSE Close — 25 Sep 2026
₹6,093.0
Change
-33.0 (-0.54%)
Open
₹6,138.0
Prev. Close
₹6,126.0
Day High
₹6,150.0
Day Low
₹6,003.0
Volume Analysis
Traded
106
Delivered
90
Delivery %
84.91%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (2)
- •Low return on equity (8.11%)
- •Below-average fundamentals quality score (48/100)
Opportunities (0)
No signal for this stock
Threats (0)
No signal for this stock
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹6,308.0 | ₹6,229.0 | ₹6,161.0 | ₹6,082.0 | ₹6,014.0 | ₹5,935.0 | ₹5,867.0 |
| Fibonacci | ₹6,229.0 | ₹6,172.85 | ₹6,138.15 | ₹6,082.0 | ₹6,025.85 | ₹5,991.15 | ₹5,935.0 |
| Camarilla | ₹6,133.43 | ₹6,119.95 | ₹6,106.48 | ₹6,082.0 | ₹6,079.53 | ₹6,066.05 | ₹6,052.58 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
—
1 Week
-1.97%
1 Month
-3.89%
3 Months
-3.5%
6 Months
—
1 Year
—
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹12,338.46
Current price is at or below the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹7,048 Cr
P/E (TTM)
9.17
ROE
8.11%
Book Value
₹9,372.0
Face Value
₹10.0
Source: Screener.in (Consolidated figures) — data as of 23 Sep 2026. Not investment advice.
TopFund Analysis
Bengal & Assam Co. Ltd. scores weakly on TopFund's composite fundamentals check within the Financial Services sector, at 48/100. The strongest factor is Cash Flow (91/100), while Business Quality (24/100) is the weakest area to weigh before deciding. Notably: Low return on equity (8.11%); below-average fundamentals quality score (48/100).
TopFund Score — Fundamentals Quality
48/100 — WeakData confidence: 73/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Cash Flow
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Company is almost debt free.
- +Stock is trading at 0.66 times its book value
- −The company has delivered a poor sales growth of -25.1% over past five years.
- −Company has a low return on equity of 11.8% over last 3 years.
- −Dividend payout has been low at 5.29% of profits over last 3 years
- −Debtor days have increased from 46.1 to 66.8 days.
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
79th AGM resolutions passed; 500% dividend, financials adopted, and key appointments approved on 8 September 2026.
Newspaper Publication w.r.t. opening of special window for physical transfers
Newspaper Publication w.r.t. 79th Annual General Meeting of the Company
Record date set for 1 September 2026; AGM on 8 September 2026 with Rs 50 dividend proposal.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 4,241 | 4,377 | 3,777 | 523 | 528 | 590 | 489 | 521 | 573 | 642 | 531 | 630 | 633 |
| Expenses + | 3,710 | 3,697 | 3,224 | 413 | 445 | 432 | 421 | 428 | 472 | 451 | 494 | 576 | 535 |
| Financing Profit | 402 | 561 | 447 | 100 | 73 | 148 | 57 | 80 | 88 | 178 | 26 | 40 | 86 |
| Financing Margin % | 9.0% | 13.0% | 12.0% | 19.0% | 14.0% | 25.0% | 12.0% | 15.0% | 15.0% | 28.0% | 5.0% | 6.0% | 14.0% |
| Other Income + | 18 | 14 | 3,098 | 29 | 17 | 24 | 39 | 31 | 27 | 39 | 22 | 20 | 25 |
| Interest | 129 | 119 | 106 | 10 | 10 | 10 | 11 | 13 | 12 | 13 | 11 | 14 | 12 |
| Depreciation | 120 | 122 | 114 | 17 | 17 | 17 | 17 | 17 | 16 | 16 | 16 | 17 | 16 |
| Profit before tax | 299 | 452 | 3,431 | 111 | 73 | 154 | 80 | 93 | 99 | 201 | 33 | 44 | 95 |
| Tax % | 33.0% | 32.0% | 11.0% | 25.0% | 28.0% | 20.0% | 29.0% | 28.0% | 28.0% | 20.0% | 22.0% | 42.0% | 27.0% |
| Net Profit + | 378 | 437 | 3,062 | 317 | 256 | 128 | 140 | 231 | 258 | 226 | 156 | 204 | 197 |
| EPS in Rs | 264 | 284 | 2,622 | 276 | 220 | 113 | 118 | 198 | 219 | 192 | 135 | 178 | 164 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 1,371 | 1,438 | 1,560 | 1,531 | 12,534 | 11,119 | 10,439 | 13,609 | 16,521 | 12,962 | 2,187 | 2,458 | 2,437 |
| Expenses + | 1,205 | 1,243 | 1,283 | 1,247 | 11,151 | 9,842 | 8,937 | 12,278 | 14,903 | 11,044 | 1,727 | 1,994 | 2,056 |
| Financing Profit | 82 | 101 | 183 | 120 | 809 | 668 | 998 | 882 | 1,130 | 1,553 | 417 | 414 | 331 |
| Financing Margin % | 6.0% | 7.0% | 12.0% | 8.0% | 6.0% | 6.0% | 10.0% | 6.0% | 7.0% | 12.0% | 19.0% | 17.0% | 14.0% |
| Other Income + | 27 | 26 | 28 | 29 | -33 | -84 | 52 | 26 | -7 | 2,929 | 52 | 28 | 106 |
| Interest | 84 | 94 | 93 | 164 | 574 | 609 | 504 | 449 | 488 | 364 | 44 | 50 | 50 |
| Depreciation | 34 | 37 | 40 | 42 | 367 | 423 | 428 | 428 | 456 | 373 | 68 | 65 | 65 |
| Profit before tax | 74 | 90 | 171 | 108 | 409 | 161 | 622 | 479 | 667 | 4,109 | 400 | 377 | 372 |
| Tax % | 19.0% | 24.0% | 24.0% | 29.0% | 34.0% | -85.0% | 38.0% | 35.0% | 32.0% | 16.0% | 25.0% | 25.0% | — |
| Net Profit + | 178 | 250 | 345 | 207 | 457 | 522 | 678 | 731 | 1,071 | 4,194 | 755 | 843 | 782 |
| EPS in Rs | 200 | 279 | 383 | 231 | 415 | 403 | 450 | 556 | 830 | 3,446 | 648 | 722 | 669 |
| Dividend Payout % | 4.0% | 4.0% | 3.0% | 4.0% | 3.0% | 4.0% | 2.0% | 3.0% | 3.0% | 1.0% | 8.0% | 7.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 1,274 | 1,514 | 1,813 | 2,005 | 2,991 | 3,363 | 3,904 | 4,533 | 5,502 | 9,052 | 9,750 | 10,676 |
| Other Liabilities + | 314 | 328 | 347 | 416 | 4,734 | 4,833 | 5,418 | 6,155 | 6,527 | 952 | 1,019 | 1,096 |
| Total Liabilities | 2,006 | 2,294 | 2,591 | 2,777 | 14,211 | 14,300 | 14,443 | 16,226 | 17,226 | 10,437 | 11,336 | 12,426 |
| Fixed Assets + | 355 | 377 | 366 | 391 | 6,701 | 6,810 | 6,647 | 6,841 | 6,931 | 461 | 480 | 488 |
| CWIP | 9 | 3 | 20 | 11 | 287 | 295 | 328 | 136 | 232 | 22 | 26 | 52 |
| Investments | 1,289 | 1,508 | 1,703 | 1,984 | 1,819 | 2,085 | 2,423 | 2,749 | 3,602 | 9,090 | 9,869 | 10,804 |
| Other Assets + | 353 | 406 | 502 | 391 | 5,404 | 5,110 | 5,045 | 6,500 | 6,460 | 864 | 962 | 1,082 |
| Total Assets | 2,006 | 2,294 | 2,591 | 2,777 | 14,211 | 14,300 | 14,443 | 16,226 | 17,226 | 10,437 | 11,336 | 12,426 |
| Borrowing | 410 | 444 | 422 | 348 | 6,474 | 6,093 | 5,110 | 5,527 | 5,185 | 422 | 556 | 642 |
| Equity Capital | 9 | 9 | 9 | 9 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 109 | 144 | 113 | 102 | 993 | 1,500 | 1,780 | 351 | 1,437 | 1,817 | 294 | 252 |
| Cash from Investing Activity + | -105 | -102 | 54 | -163 | -368 | -359 | -177 | -188 | -647 | -1,392 | -286 | -202 |
| Cash from Financing Activity + | -3 | -37 | -172 | 64 | -567 | -1,184 | -1,567 | -144 | -778 | -590 | 39 | -30 |
| Net Cash Flow | 1 | 4 | -5 | 3 | 58 | -43 | 37 | 19 | 12 | -165 | 47 | 20 |
| CFO/OP | 78 | 87 | 59 | 51 | 81 | 123 | 126 | 36 | 102 | 111 | 82 | 69 |
| Free Cash Flow | 85 | 88 | 70 | 52 | 669 | 1,158 | 1,582 | -5 | 957 | 1,246 | 267 | 161 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 23.06% | 22.67% | 22.67% | 22.67% | 22.43% | 22.41% | 22.41% | 22.42% | 22.7% | 22.68% | 22.69% | 22.71% |
| Promoters | 72.66% | 73.02% | 73.02% | 73.02% | 73.02% | 73.02% | 73.02% | 73.11% | 72.88% | 72.88% | 72.87% | 72.87% |
| FII | 4.28% | 4.31% | 4.31% | 4.31% | 4.55% | 4.57% | 4.55% | 4.47% | 4.42% | 4.43% | 4.43% | 4.41% |
| DII | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.01% | 0.0% | 0.0% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Bengal & Assam Co. Ltd. (this stock) | 7,048 | 9.17 | 0.66 | 8.11% |
| India Shelter Fin Corp L | 7,114 | 14.1 | 2.22 | 17.0% |
| Kama Holdings Ltd. | 7,116 | 6.28 | 0.89 | 12.6% |
| Tourism Finance Corp. Of | 6,403 | 74.9 | 6.42 | 9.87% |
| Seshaasai Technologies L | 6,179 | 23.4 | 4.33 | 23.3% |
| Onemi Technology Sol Ltd | 6,176 | 19.5 | — | 24.0% |
| Paisalo Digital Limited | 8,138 | 32.3 | 4.52 | 14.4% |
Which Mutual Funds Hold Bengal & Assam Co. Ltd.?
Frequently Asked Questions about Bengal & Assam Co. Ltd.
Bengal & Assam Co. Ltd. (BENGALASM) closed at ₹6,093.0 on NSE on 25 September 2026, down 33.0 (0.54%) from the previous close.
Bengal & Assam Co. Ltd. trades on the NSE (National Stock Exchange of India) under the symbol BENGALASM.
Bengal & Assam Co. Ltd. has a trailing twelve-month P/E (price-to-earnings) ratio of 9.17.
Bengal & Assam Co. Ltd. has a dividend yield of 0.81%.
Bengal & Assam Co. Ltd.'s 52-week high is ₹8,730.0 and its 52-week low is ₹5,312.0.
Bengal & Assam Co. Ltd. has a market capitalisation of ₹7,048 crore.
Bengal & Assam Co. Ltd. has a TopFund Quality Score of 48/100 (Weak), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
Community Sentiment
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