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NSE Close — 25 Sep 2026
₹89.02
Change
-0.43 (-0.48%)
Open
₹89.5
Prev. Close
₹89.45
Day High
₹90.19
Day Low
₹87.3
Volume Analysis
Traded
7,721,853
Delivered
2,782,626
Delivery %
36.04%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (1)
- •High debt-to-equity ratio (2.43)
Opportunities (1)
- •Strong 3-year EPS growth (35.9%)
Threats (1)
- •FII holding has been falling
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹93.27 | ₹91.73 | ₹90.38 | ₹88.84 | ₹87.49 | ₹85.95 | ₹84.6 |
| Fibonacci | ₹91.73 | ₹90.63 | ₹89.94 | ₹88.84 | ₹87.74 | ₹87.05 | ₹85.95 |
| Camarilla | ₹89.81 | ₹89.55 | ₹89.28 | ₹88.84 | ₹88.76 | ₹88.49 | ₹88.23 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
+144.16%
1 Week
-4.12%
1 Month
+31.76%
3 Months
+50.63%
6 Months
+151.75%
1 Year
+134.94%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹34.01
Current price is above the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹8,138 Cr
P/E (TTM)
32.3
ROE
14.4%
Book Value
₹19.7
Face Value
₹1.0
Source: Screener.in (Consolidated figures) — data as of 26 Sep 2026. Not investment advice.
TopFund Analysis
Paisalo Digital Limited lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 62/100. The strongest factor is Growth (100/100), while Institutional Ownership (20/100) is the weakest area to weigh before deciding. Notably: High debt-to-equity ratio (2.43). FII holding has been falling.
TopFund Score — Fundamentals Quality
62/100 — AverageData confidence: 72/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Company has delivered good profit growth of 33.0% CAGR over last 5 years
- +Promoter holding has increased by 4.96% over last quarter.
- −Stock is trading at 4.52 times its book value
- −Company has low interest coverage ratio.
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
Paisalo Digital fully redeemed 5,000 NCDs of Rs1 lakh each on September 25, 2026.
Trading window closes from October 1, 2026 until 48 hours after Q2 FY26 results.
FCCB committee meets October 1, 2026 to consider equity share allotment on part FCCB conversion.
Paisalo allotted 100 CPs and 300 CPs on Sept. 24, 2026, maturing Feb. 22 and Mar. 23, 2027.
Paisalo Digital will attend Arihant Bharat Connect Conference: Rising Stars 2026 on September 29, 2026.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 136 | 145 | 183 | 195 | 187 | 187 | 204 | 194 | 219 | 224 | 240 | 261 | 260 |
| Expenses + | 24 | 20 | 42 | 59 | 47 | 42 | 38 | 43 | 59 | 55 | 53 | 72 | 58 |
| Financing Profit | 53 | 64 | 77 | 50 | 57 | 68 | 84 | 65 | 66 | 71 | 93 | 102 | 87 |
| Financing Margin % | 39.0% | 45.0% | 42.0% | 26.0% | 30.0% | 36.0% | 41.0% | 33.0% | 30.0% | 32.0% | 39.0% | 39.0% | 33.0% |
| Other Income + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | -1 | 0 | 0 |
| Interest | 60 | 60 | 64 | 86 | 83 | 77 | 82 | 86 | 94 | 98 | 95 | 88 | 116 |
| Depreciation | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 3 | 5 | 4 |
| Profit before tax | 52 | 64 | 76 | 50 | 56 | 67 | 82 | 63 | 64 | 69 | 89 | 97 | 82 |
| Tax % | 26.0% | 25.0% | 26.0% | 26.0% | 26.0% | 26.0% | 24.0% | 27.0% | 26.0% | 25.0% | 25.0% | 26.0% | 25.0% |
| Net Profit + | 38 | 47 | 56 | 37 | 41 | 50 | 62 | 46 | 47 | 52 | 66 | 72 | 61 |
| EPS in Rs | 0 | 1 | 1 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | 0.04% | — | — | — | — | — | 0.8% | — | — | — | 0.65% | 0.59% | 0.48% |
| Gross NPA % | 0.26% | — | — | — | — | — | 1.05% | — | — | — | 0.81% | 0.74% | 0.69% |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 190 | 204 | 264 | 302 | 361 | 375 | 346 | 392 | 471 | 656 | 764 | 931 | 985 |
| Expenses + | 60 | 61 | 85 | 93 | 122 | 140 | 103 | 97 | 129 | 142 | 163 | 222 | 237 |
| Financing Profit | 72 | 76 | 85 | 92 | 90 | 78 | 81 | 110 | 134 | 244 | 273 | 334 | 352 |
| Financing Margin % | 38.0% | 37.0% | 32.0% | 30.0% | 25.0% | 21.0% | 23.0% | 28.0% | 28.0% | 37.0% | 36.0% | 36.0% | 36.0% |
| Other Income + | 1 | -1 | 0 | 0 | 0 | 0 | 0 | 0 | -4 | 1 | 1 | -4 | -1 |
| Interest | 58 | 67 | 94 | 118 | 149 | 157 | 162 | 184 | 209 | 270 | 328 | 374 | 396 |
| Depreciation | 6 | 5 | 6 | 6 | 5 | 4 | 4 | 3 | 3 | 3 | 5 | 12 | 14 |
| Profit before tax | 67 | 70 | 79 | 86 | 85 | 74 | 78 | 107 | 126 | 241 | 268 | 318 | 337 |
| Tax % | 34.0% | 35.0% | 34.0% | 33.0% | 34.0% | 27.0% | 25.0% | 26.0% | 26.0% | 26.0% | 25.0% | 26.0% | — |
| Net Profit + | 44 | 45 | 52 | 58 | 56 | 54 | 58 | 79 | 94 | 179 | 200 | 237 | 251 |
| EPS in Rs | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 3 | 3 |
| Dividend Payout % | 9.0% | 9.0% | 8.0% | 7.0% | 7.0% | 8.0% | 7.0% | 6.0% | 5.0% | 5.0% | 5.0% | 4.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 489 | 479 | 523 | 573 | 624 | 724 | 823 | 980 | 1,118 | 1,240 | 1,445 | 1,702 |
| Other Liabilities + | 180 | 277 | 289 | 350 | 354 | 246 | 84 | 58 | 74 | 138 | 160 | 147 |
| Total Liabilities | 1,122 | 1,366 | 1,606 | 2,042 | 2,175 | 2,249 | 2,270 | 2,758 | 3,354 | 4,123 | 5,255 | 6,300 |
| Fixed Assets + | 3 | 3 | 3 | 7 | 9 | 66 | 64 | 64 | 66 | 66 | 75 | 84 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 32 | 27 | 25 | 24 | 24 | 24 | 24 | 26 | 25 | 20 | 20 | 20 |
| Other Assets + | 1,087 | 1,336 | 1,578 | 2,012 | 2,142 | 2,159 | 2,182 | 2,668 | 3,262 | 4,037 | 5,160 | 6,196 |
| Total Assets | 1,122 | 1,366 | 1,606 | 2,042 | 2,175 | 2,249 | 2,270 | 2,758 | 3,354 | 4,123 | 5,255 | 6,300 |
| Borrowing | 413 | 569 | 754 | 1,079 | 1,157 | 1,237 | 1,322 | 1,676 | 2,117 | 2,655 | 3,559 | 4,360 |
| Equity Capital | 41 | 41 | 41 | 41 | 41 | 42 | 42 | 44 | 45 | 90 | 90 | 91 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | 21 | -74 | -203 | -382 | -3 | 35 | -98 | -396 | -452 | -570 | -842 | -783 |
| Cash from Investing Activity + | 20 | 4 | 1 | 4 | -4 | 0 | 0 | -3 | -5 | 3 | -13 | -15 |
| Cash from Financing Activity + | -36 | 84 | 182 | 380 | 9 | -14 | 111 | 362 | 476 | 553 | 944 | 843 |
| Net Cash Flow | 6 | 13 | -19 | 2 | 3 | 21 | 13 | -37 | 19 | -15 | 90 | 45 |
| CFO/OP | 25 | -43 | -97 | -168 | 12 | 25 | -33 | -124 | -122 | -97 | -128 | -100 |
| Free Cash Flow | 20 | -75 | -203 | -378 | -6 | 35 | -98 | -398 | -457 | -573 | -854 | -798 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 21.73% | 21.33% | 21.68% | 21.71% | 24.22% | 26.4% | 28.47% | 33.36% | 30.25% | 30.47% | 33.86% | 39.66% |
| Promoters | 47.05% | 48.86% | 50.38% | 51.66% | 52.38% | 52.62% | 50.37% | 48.21% | 41.16% | 41.75% | 41.75% | 46.71% |
| FII | 17.01% | 15.66% | 15.06% | 13.83% | 10.72% | 9.53% | 10.38% | 8.08% | 20.89% | 20.08% | 17.55% | 6.79% |
| DII | 14.2% | 14.15% | 12.88% | 12.8% | 12.69% | 11.44% | 10.77% | 10.34% | 7.68% | 7.69% | 6.84% | 6.83% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Paisalo Digital Limited (this stock) | 8,138 | 32.3 | 4.52 | 14.4% |
| Religare Enter. Ltd. | 8,352 | 169.0 | 2.77 | 3.18% |
| Kama Holdings Ltd. | 7,116 | 6.28 | 0.89 | 12.6% |
| India Shelter Fin Corp L | 7,114 | 14.1 | 2.22 | 17.0% |
| Bengal & Assam Co. Ltd. | 7,048 | 9.17 | 0.66 | 8.11% |
| Sbfc Finance Limited | 9,855 | 28.5 | 3.02 | 11.6% |
| Tourism Finance Corp. Of | 6,403 | 74.9 | 6.42 | 9.87% |
Which Mutual Funds Hold Paisalo Digital Limited?
Frequently Asked Questions about Paisalo Digital Limited
Paisalo Digital Limited (PAISALO) closed at ₹89.02 on NSE on 25 September 2026, down 0.43 (0.48%) from the previous close.
Paisalo Digital Limited trades on the NSE (National Stock Exchange of India) under the symbol PAISALO.
Paisalo Digital Limited has a trailing twelve-month P/E (price-to-earnings) ratio of 32.3.
Paisalo Digital Limited has a dividend yield of 0.11%.
Paisalo Digital Limited's 52-week high is ₹94.9 and its 52-week low is ₹30.0.
Paisalo Digital Limited has a market capitalisation of ₹8,138 crore.
Paisalo Digital Limited has a TopFund Quality Score of 62/100 (Average), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
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