Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
JM Medium to Long Duration Fund (Direct) - Growth Option
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 4/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 65/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)6.55%
- Expense ratio (20%)0.59%
- AUM (15%)₹30 Cr
Not investment advice — an analytical read of public fund data. Methodology →
JM Financial Mutual Fund · Debt · Medium to Long Duration
₹72.06
AUM: ₹30 Cr
NAV updated 7 days ago
Plan
Direct
Option
Growth
Risk
Moderate to High
Expense Ratio
0.59%
Exit Load
Nil
Fund Manager
Vikas Agarwal
Inception
Jan 2013
Benchmark
CRISIL Medium to Long Duration Debt A-III Index
Sharpe Ratio
-1.38
Std Dev (1Y)
2.07%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.6%
3m
+0.37%
6m
+1.56%
1y
+3.44%
3y
+6.55%
5y
+5.33%
10y
+4.65%
since inception
+5.58%
TopFund's Take on JM Medium to Long Duration Fund (Direct) - Growth Option
JM Medium to Long Duration Fund (Direct) - Growth Option holds up reasonably well within the Medium to Long Duration category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 65/100.
Cost: At 0.59%, the expense ratio is meaningfully cheaper — about 13% below the Medium to Long Duration category average of 0.68% (based on 66 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.38 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.07% is on the lower side for a Medium to Long Duration fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about JM Medium to Long Duration Fund (Direct) - Growth Option
The current NAV (Net Asset Value) of JM Medium to Long Duration Fund (Direct) - Growth Option is ₹72.06. NAV is updated every business day after market close by AMFI.
1Y: 3.44% · 3Y CAGR: 6.55% · 5Y CAGR: 5.33%
The expense ratio of JM Medium to Long Duration Fund (Direct) - Growth Option is 0.59% per annum. This is the annual fee charged by the fund to manage your investment.
JM Medium to Long Duration Fund (Direct) - Growth Option is managed by Vikas Agarwal at JM Financial Mutual Fund.
JM Medium to Long Duration Fund (Direct) - Growth Option is classified as a Moderate to High risk fund. It is suitable for investors with a moderate risk appetite.
JM Medium to Long Duration Fund (Direct) - Growth Option is a Medium to Long Duration fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in JM Medium to Long Duration Fund (Direct) - Growth Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of JM Medium to Long Duration Fund (Direct) - Growth Option is ₹30 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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