info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

JM Financial Mutual Fund

JM Medium to Long Duration Fund (Direct) - Growth Option

★★★★ monitor_heart Health Score: 65/100 · Good

JM Financial Mutual Fund · Debt · Medium to Long Duration

₹72.17

+0.02 (+0.03%) trending_up

AUM: ₹30 Cr

NAV updated 2 days ago

Plan

Direct

Option

Growth

Risk

Moderate to High

Expense Ratio

0.61%

Exit Load

Nil

Fund Manager

Vikas Agarwal

Inception

Jan 2013

Benchmark

CRISIL Medium to Long Duration Debt A-III Index

Sharpe Ratio

-1.3

Std Dev (1Y)

2.12%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.55%

3m

+1.73%

6m

+2.6%

1y

+3.33%

3y

+6.83%

5y

+5.67%

10y

+4.83%

since inception

+5.66%

rate_review TopFund's Take on JM Medium to Long Duration Fund (Direct) - Growth Option

JM Medium to Long Duration Fund (Direct) - Growth Option holds up reasonably well within the Medium to Long Duration category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 65/100.

Cost: At 0.61%, the expense ratio is meaningfully cheaper — about 26% below the Medium to Long Duration category average of 0.82% (based on 72 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.3 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.12% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

Entities 69.37%
Financial 23.25%
Unspecified 7.39%

pie_chart Asset Allocation

GOI Securities 69.37%
Debenture 16.58%
Bonds 6.67%
Reverse Repo 4.79%
Net Receivables 2.29%
Alternative Investment Fund 0.31%

Frequently Asked Questions about JM Medium to Long Duration Fund (Direct) - Growth Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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